4878 Rainbow Trl, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 4878 Rainbow Trl, Pollock Pines, CA 95726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,240 sqft · built 1980
Lot Size	1.3 acres (56,628 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Jun 2023)
Tax Bill	$5,315 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-280-032-000`

Property Details

APN / Parcel Number

Primary APN	`042-280-032-000`
Alternative APNs	`04228032100` `0422803210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,240 sqft Living Area
1st Floor Area	2,240 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	56,628 sqft
Terrain	Rolling
View / Lot	Average
Parking Spaces	1 Parking Space
Patio Area	2,240 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	4878 RAINBOW TRL
City	POLLOCK PINES
State	CA
Zip	95726-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	PM 25/131/2
Legal Subdivision	PARCEL MAP
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2000
Census Tract	31406

Owner

4878 Rainbow Trl is owned and occupied by two individuals who bought it in June 2023.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4878 RAINBOW TRL, POLLOCK PINES, CA 95726-9010
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2023	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Jun 23, 2023	Grant Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 14, 2020	Correction Deed FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	Mar 17, 2004 · Amount on File
Deed Document Number	202317224
Prior Transfer Date	Jan 9, 2003
Prior Transfer Doc	0000006429
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Jun 23, 2023
Property Address	4878 RAINBOW TRL, POLLOCK PINES, CA 95726-9010
Document Number	0000017223
Map Reference	MB 25 PG 131
Instrument Date	Jun 20, 2023
Instrument	2023-0017223
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4878 RAINBOW TRL, PACIFIC HOUSE, CA 95726-9010

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 23, 2023
Property Address	4878 RAINBOW TRL, POLLOCK PINES, CA 95726-9010
Document Number	0000017224
Map Reference	MB 25 PG 131
Instrument Date	Jun 20, 2023
Instrument	2023-0017224
Transaction Type	Transfer
Record Updated	Jul 4, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4878 RAINBOW TRL, POLLOCK PINES, CA 95726-9010

Mortgage

Document Number	0000017225
Date	Jun 23, 2023
Instrument	2023-0017225

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

December 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	EL DORADO CA
Recording Date	Dec 14, 2020
Property Address	4878 RAINBOW TRL, POLLOCK PINES, CA 95726-9010
Document Number	0000072663
Instrument Date	Dec 8, 2020
Instrument	72663
Record Updated	Dec 29, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE CO/CA

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4878 RAINBOW TRL POLLOCK PINES CA 957269010, POLLOCK PINES, CA 95726-9010

Tax Assessment & Valuation

The 2025 property tax bill for 4878 Rainbow Trl was $5,315.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$493,459 (+2%) Land $89,140 Building $404,319
2025	$5,315.00	$483,785 Land $87,393 Building $396,392
2023	$3,668.00 (-0.41%) Homeowner's exemption	$347,000 Land $74,000 Building $273,000
2022	$3,683.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4878 Rainbow Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4878 Rainbow Trl is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 81% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cal.net.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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