4871 Rainbow Trl, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 4871 Rainbow Trl, Pollock Pines, CA 95726

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,290 sqft · built 2001
Lot Size	1.11 acres (48,787 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Jun 2020)
Tax Bill	$7,518 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-280-034-000`

Property Details

APN / Parcel Number

Primary APN	`042-280-034-000`
Alternative APNs	`04228034100` `0422803410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,290 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	48,787 sqft
Terrain	Wooded
Parking Spaces	1 Parking Space
Patio Area	2,290 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	4871 RAINBOW CT
City	UNINCORPORATED
State	CA
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	PM 25/143/B
Legal Subdivision	PM 12-26
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	2
Census Block	2000
Census Tract	31406

Owner

4871 Rainbow Trl is owned by an individual who bought it in June 2020.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	16590 MEADOW VISTA DR, PIONEER, CA 95666-9362
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2017	Deed of Trust, Mortgage · ARM FLAGSTAR BANK FSB
Jun 11, 2020	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 7, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2020 · Amount on File
Deed Sale	Jun 11, 2020 · Amount on File
Prior Sale	Mar 8, 1995 · Amount on File
Deed Document Number	202027555
Prior Transfer Date	Nov 29, 2007
Prior Transfer Doc	0000075131
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4871 RAINBOW TRL, POLLOCK PINES, CA 95726-9021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057110
Date	Dec 15, 2017
Instrument	2017-0057110

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 11, 2020
Property Address	4871 RAINBOW TRL, POLLOCK PINES, CA 95726-9021
Document Number	0000027555
Map Reference	MB 25 PG 143
Instrument Date	Jun 10, 2020
Instrument	2020-0027555
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16590 MEADOW VISTA DR, PIONEER, CA 95666-9362

Mortgage

Document Number	0000027556
Date	Jun 11, 2020
Instrument	2020-0027556

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Aug 7, 2018
Property Address	4871 RAINBOW TRL, POLLOCK PINES, CA 95726-9021
Document Number	0000030792
Instrument Date	Aug 7, 2018
Instrument	30792
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4871 RAINBOW TRL POLLOCK PINES CA 957269021, POLLOCK PINES, CA 95726-9021

Tax Assessment & Valuation

The 2025 property tax bill for 4871 Rainbow Trl was $7,518.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$507,554 (+2%) Land $83,661 Building $423,893
2025	$7,518.00	$497,603 Land $82,021 Building $415,582
2023	$7,177.00 (+1.1%)	$478,283 Land $78,837 Building $399,446
2022	$7,099.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4871 Rainbow Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4871 Rainbow Trl is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 81% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Cal.net.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Rainbow Trl

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