4877 S Arroyo Ln, Gilbert, AZ 85298 Property Records

Maricopa County property record for 4877 S Arroyo Ln, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,299 sqft · built 2015
Lot Size	0.143 acres (6,245 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jul 2020)
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Mar 2021 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-71-565`

Property Details

APN / Parcel Number

Primary APN	`304-71-565`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,299 sqft Living Area
1st Floor Area	2,299 sqft

Exterior

Year Built	Built 2015
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,245 sqft (0.143 acres)
Parking Spaces	2 Parking Spaces
Pool Area	239 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4877 S ARROYO LN
City	GILBERT
State	AZ
Zip	85298-0513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	BRIDGES AT GILBERT PHASE 1 PARCEL 3 MCR 867-11
Legal Range	06E
Legal Township	02S
Legal Section	14
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	BRIDGES AT GILBERT PHASE 1 PARCEL 3
Legal Phase	1
Legal Lot Number	10
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1009
Census Tract	816302

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4877 S ARROYO LN, GILBERT, AZ 85298-0513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Line of Credit CREDIT UNION WEST
Mar 22, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 10, 2020	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	0000615414
Last Transfer Date	Mar 22, 2021
Transfer Doc	0000316175
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4877 S ARROYO LN, GILBERT, AZ 85298-0513
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4877 S ARROYO LN, GILBERT, AZ 85298-0513

Mortgage

Document Number	0000731498
Date	Jul 2, 2021
Instrument	20210731498

Lender

Name	CREDIT UNION WEST
Type	Credit Union
Address	GLENDALE, AZ 85312

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 22, 2021
Property Address	4877 S ARROYO LN, GILBERT, AZ 85298-0513
Document Number	0000316175
Map Reference	MB 867 PG 11
Instrument Date	Feb 19, 2021
Instrument	20210316175
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4877 S ARROYO LN, GILBERT, AZ 85298-0513

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 10, 2020
Property Address	4877 S ARROYO LN, GILBERT, AZ 85298-0513
Document Number	0000615414
Map Reference	MB 867 PG 11
Instrument Date	Jul 8, 2020
Instrument	20200615414
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4877 S ARROYO LN, 4877, GILBERT, AZ 85298-0513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4877 S ARROYO LN, GILBERT, AZ 85298-0513

Mortgage

Document Number	0000615415
Date	Jul 10, 2020
Instrument	20200615415

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,630 (-0.24%)	$536,300 (-0.24%) Land $107,200 Building $429,100
2025	$2,155.00 (-6.67%)
2024		$53,760	$537,600 Land $107,500 Building $430,100
2023	$2,309.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: Verizon.

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