4841 S Arroyo Ln, Gilbert, AZ 85298 Property Records

Maricopa County property record for 4841 S Arroyo Ln, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,206 sqft · built 2015
Lot Size	0.155 acres (6,738 sqft)
Owner	2 Company Names on File
Last Sale	$599,900 (Aug 2023)
Tax Bill	$2,110 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-71-568`

Property Details

APN / Parcel Number

Primary APN	`304-71-568`
Alternative APN	`304715688`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,206 sqft Living Area
Gross Area	2,366 sqft
1st Floor Area	2,206 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,738 sqft (0.155 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	4841 S ARROYO LN
City	GILBERT
State	AZ
Zip	85298-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	BRIDGES AT GILBERT PHASE 1 PARCEL 3 MCR 867-11
Legal Range	6E
Legal Township	2S
Legal Section	14
Legal Subdivision	BRIDGES AT GILBERT PHASE 1 PARCEL 3
Legal Phase	1
Legal Lot Number	13
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1001
Census Tract	816302

Owner

Source: Maricopa County assessment roll, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	4841 S ARROYO LN, GILBERT, AZ 85298-2205
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Nov 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 16, 2017	Deed of Trust, Mortgage · Line of Credit DESERT SCHOOLS FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2023 · Amount on Record
Deed Sale	Aug 15, 2023 · Amount on Record
Prior Sale	May 11, 2015 · Amount on Record
Deed Document Number	2023425261
Last Transfer Date	Nov 15, 2024
Transfer Doc	0000627920
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 15, 2023
Property Address	4841 S ARROYO LN, GILBERT, AZ 85298-2205
Document Number	0000425261
Map Reference	MB 867 PG 11
Instrument Date	Aug 3, 2023
Instrument	20230425261
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3474 S 157TH ST, GILBERT, AZ 85297-2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4841 S ARROYO LN, GILBERT, AZ 85298-2205

Mortgage

Document Number	0000425262
Date	Aug 15, 2023
Instrument	20230425262

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4841 S ARROYO LN, GILBERT, AZ 85298-2205
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000963873
Date	Nov 27, 2019
Instrument	20190963873

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4841 S ARROYO LN, GILBERT, AZ 85298-2205
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4841 S ARROYO LN, GILBERT, AZ 85298-2205

Mortgage

Document Number	0001255108
Date	Nov 24, 2021
Instrument	20211255108

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 6, 2020
Property Address	4841 S ARROYO LN, GILBERT, AZ 85298-2205
Document Number	0001084359
Instrument Date	Nov 3, 2020
Instrument	1084359
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4841 S ARROYO LN GILBERT AZ 852982205, GILBERT, AZ 85298-2205

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4841 S ARROYO LN, GILBERT, AZ 85298-2205
Document Number	0000699929
Instrument Date	Sep 16, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4841 S ARROYO LN GILBERT AZ 852982205, GILBERT, AZ 85298-2205

Mortgage

Document Number	0000699929
Date	Sep 21, 2017
Instrument	699929

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 20, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,360 (+80.32%)	$513,600 (+4.43%) Land $102,700 Building $410,900
2025	$2,110.00 (-6.68%)	$28,482 (-46.78%)	$491,800 (-8.11%) Land $98,300 Building $393,500
2024		$53,520 (+16.78%)	$535,200 (+16.78%) Land $107,000 Building $428,200
2023	$2,261.00 (+4.68%)	$45,830 Land $9,160 Building $36,670	$458,300 Land $91,600 Building $366,700
2022	$2,160.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Wi-Fiber Fixed Wireless	100 / 20

May also be available: Verizon.

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