Cabarrus County property record for 4877 Pepper Dr, Harrisburg, NC 28075
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,910 sqft · built 2014 |
| Lot Size | 0.277 acres (12,066 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $278,000 (Jan 2015) |
| Tax Bill | $3,545 (2023) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01024J0201.000000 |
| Primary APN | 01024J0201.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,910 sqft Living Area |
| Gross Area | 4,113 sqft |
| 1st Floor Area | 1,287 sqft |
| Upper Floors Area | 1,623 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 12,066 sqft (0.277 acres) |
| Lot Dimensions | 137 ft deep x 81 ft wide |
| Garage Type | Mixed |
| Garage Area | 441 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 174 sqft |
| Patio Area | 266 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 99113 |
|---|---|
| Street Address | 4877 PEPPER DR |
| City | HARRISBURG |
| State | NC |
| Zip | 28075-8383 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CZ-RH |
| Legal Description | LT 201 BROOKEDALE COMMONS PH 2 MAP 7 |
| Legal Subdivision | BROOKEDALE COMMONS |
| Legal Lot Number | 201 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 1, HARRISBURG |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 41505 |
4877 Pepper Dr is owned and occupied by two individuals who bought it in January 2015.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4877 PEPPER DR, HARRISBURG, NC 28075-8383 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2015 · Amount on File |
| Deed Sale | Jan 28, 2015 · Amount on File |
| Deed Book / Page | 11268 / 321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4877 PEPPER DR, HARRISBURG, NC 28075-8383 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 153414 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 15341/4 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 4877 PEPPER DR, HARRISBURG, NC 28075-8383 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14122192 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 14122/192 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2035 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Harrisburg Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $534,960 Land $110,000 Building $424,960 | ||
| 2024 | $534,960 (+65.3%) Land $110,000 Building $424,960 | ||
| 2023 | $3,545.00 | $323,620 Land $65,000 Building $258,620 | $323,620 Land $65,000 Building $258,620 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4877 Pepper Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4877 Pepper Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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