4873 Pepper Dr, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 4873 Pepper Dr, Harrisburg, NC 28075

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,329 sqft · built 2015
Lot Size	0.228 acres (9,932 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Jun 2015)
Tax Bill	$4,567 (2023)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01024J0202.000000`

Property Details

APN / Parcel Number

Primary APN	`01024J0202.000000`
Alternative APNs	`5506 55 2549` `101987`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,329 sqft Living Area
Gross Area	5,013 sqft
1st Floor Area	1,574 sqft
Upper Floors Area	2,755 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	140 ft deep x 71 ft wide
Garage Type	Mixed
Garage Area	468 sqft
Driveway	Concrete Driveway
Driveway Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	101987
Street Address	4873 PEPPER DR
City	HARRISBURG
State	NC
Zip	28075-8383
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CZ-RH
Legal Description	LT 202 BROOKEDALE COMMONS PH 2 MAP 7
Legal Subdivision	BROOKEDALE COMMONS
Legal Lot Number	202
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	2
Census Block	2026
Census Tract	41505

Owner

4873 Pepper Dr is owned and occupied by two individuals who bought it in June 2015.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4873 PEPPER DR, HARRISBURG, NC 28075-8383
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2015 · Amount on File
Deed Sale	Jun 24, 2015 · Amount on File
Deed Book / Page	11466 / 286
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4873 PEPPER DR, HARRISBURG, NC 28075-8383
Document Number	14218339
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4873 PEPPER DR HARRISBURG NC 280758383, HARRISBURG, NC 28075-8383

Mortgage

Document Number	14218339
Date	Jun 1, 2020
Book Page	014218/000339
Instrument	16473

Lender

Name	DIRECT HM LNS
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 31, 2035

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Harrisburg Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$682,220 Land $110,000 Building $572,220
2024			$682,220 (+75.51%) Land $110,000 Building $572,220
2023	$4,567.00	$388,700 Land $65,000 Building $323,700	$388,700 Land $65,000 Building $323,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4873 Pepper Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4873 Pepper Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	300 / 20
T-Mobile Fixed Wireless	100 / 20