4877 N Hemlock Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 4877 N Hemlock Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,660 sqft · built 1974
Lot Size	10 acres (436,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Aug 2013)
Tax Bill	$4,631 (2025)
Deeds & Mortgages	Mar 2022 Transfer Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-04-1002-004`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-04-1002-004`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,660 sqft
Basement Area	1,660 sqft
Unfinished Basement	1,660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	436,036 sqft (10 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	194 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	4877 N HEMLOCK RD
City	HEMLOCK
State	MI
Zip	48626-9688
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	S 335.29 FT OF N 995 FT OF GOVT LOT 1 10.01 ACRES SEC 4 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	04
Legal Lot Number	1
Legal Unit	1
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1007
Census Tract	12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4877 N HEMLOCK RD, HEMLOCK, MI 48626-9688
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Intrafamily Transfer, Transfer
Mar 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2013 · Amount on Record
Deed Sale	Aug 12, 2013 · Amount on Record
Deed Document Number	201326475
Deed Book / Page	2739 / 2153
Last Transfer Date	Feb 15, 2022
Transfer Doc	0000006252
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Mar 11, 2022
Property Address	4877 N HEMLOCK RD, HEMLOCK, MI 48626-9688
Document Number	0000006252
Instrument Date	Feb 15, 2022
Instrument	2022006252
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4877 N HEMLOCK RD, HEMLOCK, MI 48626-9688

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4877 N HEMLOCK RD, HEMLOCK, MI 48626-9688
Document Number	0000011737
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4877 N HEMLOCK RD HEMLOCK MI 486269688, HEMLOCK, MI 48626-9688

Mortgage

Document Number	0000011737
Date	Apr 23, 2020
Instrument	11737

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,200 (+36.64%)	$336,400 (+36.64%)
2025	$4,631.00 (+19.2%) Homeowner's exemption
2023		$123,100	$246,200
2022	$3,885.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Hemlock Rd

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