4721 N Hemlock Rd, Hemlock, MI 48626 Property Records

Saginaw County property record for 4721 N Hemlock Rd, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,519 sqft · built 2009
Lot Size	10 acres (436,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$49,500 (Jun 2004)
Tax Bill	$7,803 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-04-1002-010`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-04-1002-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,519 sqft Living Area
1st Floor Area	2,519 sqft
Basement Area	2,519 sqft
Unfinished Basement	2,519 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	436,036 sqft (10 acres)
Garage Area	842 sqft
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4721 N HEMLOCK RD
City	HEMLOCK
State	MI
Zip	48626-9806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-2
Legal Description	COM AT NE CORN OF SEC 4 TH S 1330.29 FT TO POB TH CONT S 335.29 FT TH W 1300.47 FT TH N 335.29 FT TH E 1300.48 FT TO POB
Legal Range	02E
Legal Township	12N
Legal Section	04
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1007
Census Tract	12100

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4721 N HEMLOCK RD, HEMLOCK, MI 48626-9806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit FINANCIAL PLUS CU
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage WANIGAS CU
Sep 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage WANIGAS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2004 · Amount on Record
Deed Sale	Jun 3, 2004 · Amount on Record
Prior Sale	Apr 14, 2004 · Amount on Record
Deed Document Number	20047205778
Deed Book / Page	2276 / 702
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4721 N HEMLOCK RD, HEMLOCK, MI 48626-9806
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	MID-STATE TITLE SERVICES INC, MIDSTATE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4721 N HEMLOCK RD, HEMLOCK, MI 48626-9806

Mortgage

Document Number	0000027280
Date	Nov 21, 2025
Instrument	2025027280

Lender

Name	FINANCIAL PLUS CU
Type	Credit Union
Address	G3381 VAN SLYKE RD, FLINT, MI 48507

Agreement

Type	Line of Credit
Term	240 Months
Due	Nov 28, 2045

Interest

Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4721 N HEMLOCK RD, HEMLOCK, MI 48626-9806
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	MID STATE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4721 N HEMLOCK RD, HEMLOCK, MI 48626-9806

Mortgage

Document Number	0000022693
Date	Sep 10, 2020
Instrument	2020022693

Lender

Name	WANIGAS CU
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	4721 N HEMLOCK RD, HEMLOCK, MI 48626-9806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4721 N HEMLOCK RD, HEMLOCK, MI 48626-9806

Mortgage

Document Number	0000022343
Date	Sep 4, 2020
Instrument	2020022343

Lender

Name	WANIGAS CU
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,600 (+36.63%)	$613,200 (+36.63%)
2025	$7,803.00 (+19.55%) Homeowner's exemption
2023		$224,400	$448,800
2022	$6,527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LakeNet Fiber	1,000 / 500

Cell Coverage

5G and 4G LTE (outdoors only)

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