4876 Rainy Pass Rd, Collierville, TN 38017 Property Records

Shelby County property record for 4876 Rainy Pass Rd, Collierville, TN 38017

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3 ba · 4,182 sqft · built 2005
Lot Size	0.254 acres (11,050 sqft)
Owner	2 Individual Names on Record
Last Sale	$298,725 (Jun 2005)
Tax Bill	$2,023 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C0-257P-B0-0054`

Property Details

APN / Parcel Number

Primary APN	`C0-257P-B0-0054`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	4,182 sqft Living Area
Gross Area	4,686 sqft
1st Floor Area	2,766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	11,050 sqft (0.254 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	101 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4876 RAINY PASS RD
City	COLLIERVILLE
State	TN
Zip	38017-1959
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1
Legal Description	ES RAINY PASS RD PD PH 4 (PT AREA 5) 1ST ADDITION PH 5 (PT AREA 4) SEE MAP D2-58P
Legal Subdivision	FLEMING GARDENS SEC B COLLIERVILLE FARMS
Legal Lot Number	148
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	2
Census Block	2040
Census Tract	21543

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4876 RAINY PASS RD, COLLIERVILLE, TN 38017-1959
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 13, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2005 · Amount on Record
Deed Sale	Jun 15, 2005 · Amount on Record
Prior Sale	Nov 24, 2004 · Amount on Record
Deed Document Number	200595045
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4876 RAINY PASS RD, COLLIERVILLE, TN 38017-1959
Transaction Type	Mortgage
Record Updated	Jul 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021080633
Date	Jul 6, 2021
Instrument	21080633

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4876 RAINY PASS RD, COLLIERVILLE, TN 38017-1959
Document Number	0000032251
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4876 RAINY PASS RD COLLIERVILLE TN 380171959, COLLIERVILLE, TN 38017-1959

Mortgage

Document Number	0000032251
Date	Apr 5, 2018
Instrument	32251

Lender

Name	US BK
Type	Bank
Address	OSHKOSH, WI 54902

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,023.00 (-60.74%)	$124,925 (+23.87%) Land $24,000 Building $100,925	$499,700 (+23.87%) Land $96,000 Building $403,700
2023		$100,850 Land $16,325 Building $84,525
2022	$5,153.00
2021			$403,400 Land $65,300 Building $338,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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