4858 Rainy Pass Rd, Collierville, TN 38017 Property Records

Shelby County property record for 4858 Rainy Pass Rd, Collierville, TN 38017

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 3.5 ba · 3,692 sqft · built 2004
Lot Size	0.254 acres (11,050 sqft)
Owner	2 Individual Names on File
Last Sale	$260,900 (Nov 2004)
Tax Bill	$2,079 (2025)
Deeds & Mortgages	Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C0-257P-B0-0056`

Property Details

APN / Parcel Number

Primary APN	`C0-257P-B0-0056`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,692 sqft Living Area
Gross Area	4,154 sqft
1st Floor Area	2,470 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	11,050 sqft (0.254 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4858 RAINY PASS RD
City	COLLIERVILLE
State	TN
Zip	38017-1959
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R-1
Legal Description	ES RAINY PASS RD PD PH 4 (PT AREA 5) 1ST ADDITION PH 5 (PT AREA 4) SEE MAP D2-58P
Legal Subdivision	FLEMING GARDENS SEC B COLLIERVILLE FARMS
Legal Lot Number	150
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	2
Census Block	2040
Census Tract	21543

Owner

4858 Rainy Pass Rd, a planned unit development, is owned and occupied by two individuals who bought it in November 2004.

Source: Shelby County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4858 RAINY PASS RD, COLLIERVILLE, TN 38017-1959
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2004 · Amount on File
Deed Sale	Nov 19, 2004 · Amount on File
Deed Document Number	2004194917
Prior Transfer Date	Nov 10, 2004
Prior Transfer Doc	0000204839
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	4858 RAINY PASS RD, COLLIERVILLE, TN 38017-1959
Document Number	0000021644
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4858 RAINY PASS RD COLLIERVILLE TN 380171959, COLLIERVILLE, TN 38017-1959

Mortgage

Document Number	0000021644
Date	Feb 28, 2020
Instrument	21644

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4858 Rainy Pass Rd was $2,079.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,079.00	$128,375 Land $24,000 Building $104,375	$513,500 Land $96,000 Building $417,500
2023		$101,650 Land $16,325 Building $85,325
2022	$5,194.00
2021			$406,600 Land $65,300 Building $341,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4858 Rainy Pass Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4858 Rainy Pass Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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