Clay County property record for 4875 Gopher Cir, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,966 sqft · built 1992 |
| Lot Size | 0.984 acres (42,863 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,174 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Aug 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-05-24-006698-962-00 |
| Primary APN | 32-05-24-006698-962-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,966 sqft Living Area |
| Gross Area | 2,542 sqft |
| 1st Floor Area | 1,262 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 42,863 sqft (0.984 acres) |
| Lot Dimensions | 330 ft deep x 130 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 264 sqft |
| Patio Area | 264 sqft |
| Storage Building | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4875 GOPHER CIR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-6449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 162 BLACK CREEK PARK UNIT 1 AS REC OR 4719 PG 1366 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 32 |
| Legal Subdivision | BLACK CREEK PARK UNIT 1 |
| Legal Block | 162 |
| Legal Lot Number | 5 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | KEYSTONE HEIGHTS |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 31101 |
4875 Gopher Cir is owned and occupied by two individuals who acquired it in May 2023.
Source: Clay County records, as of December 3, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4875 GOPHER CIR, MIDDLEBURG, FL 32068-6449 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2023 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Aug 29, 2019 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC |
| Sep 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2023 |
| Deed Sale | May 12, 2023 |
| Prior Sale | Sep 19, 2013 · Amount on File |
| Deed Document Number | 202323481 |
| Deed Book / Page | 4719 / 1366 |
| Prior Transfer Date | Feb 24, 2011 |
| Prior Transfer Doc | 0032910889 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 12, 2023 |
| Property Address | 4875 GOPHER CIR, MIDDLEBURG, FL 32068-6449 |
| Document Number | 0047191366 |
| Book / Page | 4719 / 1366 |
| Map Reference | MB 11 PG 21-33 |
| Instrument Date | Apr 21, 2023 |
| Instrument | 2023023481 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20759 CENTRAL CONCAVE DR, NEW CANEY, TX 77357-3023 |
| Name | Verified Name |
|---|---|
| Address | 4875 GOPHER CIR, MIDDLEBURG, FL 32068-6449 |
| Document Number | 0047191368 |
|---|---|
| Date | May 12, 2023 |
| Instrument | 4719/1368 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4875 GOPHER CIR, MIDDLEBURG, FL 32068-6449 |
| Document Number | 0042281652 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4875 GOPHER CIR MIDDLEBURG FL 320686449, MIDDLEBURG, FL 32068-6449 |
| Document Number | 0042281652 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 004228/001652 |
| Instrument | 47712 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 5, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 4875 GOPHER CIR, MIDDLEBURG, FL 32068-6449 |
| Document Number | 0041262100 |
| Instrument Date | Sep 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4875 GOPHER CIR MIDDLEBURG FL 320686449, MIDDLEBURG, FL 32068-6449 |
| Document Number | 0041262100 |
|---|---|
| Date | Sep 26, 2018 |
| Book Page | 004126/002100 |
| Instrument | 50749 |
| Name | PENNYMAC |
|---|---|
| Address | HIDDEN VALLEY, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 25, 2048 |
The 2025 property tax bill for 4875 Gopher Cir was $4,174 with exemptions applied, down 11.7% from the year before.
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,174.00 (-11.74%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $323,849 Land $50,000 Building $273,849 | $323,849 Land $50,000 Building $273,849 |
| 2024 | $4,729.00 (+121.6%) | ||
| 2023 | $2,134.00 (+10.57%) Homeowner's exemption | $158,708 (+4.06%) | $298,252 (+14.36%) Land $34,000 Building $264,252 |
| 2022 | $1,930.00 Homeowner's exemption | $152,515 | $260,805 Land $27,000 Building $233,805 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4875 Gopher Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4875 Gopher Cir is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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