4860 Gopher Cir, Middleburg, FL 32068 Property Records

Clay County property record for 4860 Gopher Cir, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1986
Lot Size	1.13 acres (49,484 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Apr 2018)
Tax Bill	$4,854 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-05-24-006698-977-00`

Property Details

APN / Parcel Number

Primary APN	`32-05-24-006698-977-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Heated Area
Gross Area	3,174 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	49,484 sqft (1.13 acres)
Lot Dimensions	300 ft deep x 165 ft wide
Garage Area	1,230 sqft

Exterior Amenities

Porch	Porch
Porch Area	390 sqft
Patio Area	104 sqft
Storage Building	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4860 GOPHER CIR
City	MIDDLEBURG
State	FL
Zip	32068-6448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLK 163 BLACK CREEK PARKUNIT 1 AS REC O R 4071 PG 1971
Legal Range	24
Legal Township	05
Legal Section	32
Legal Subdivision	BLACK CREEK
Legal Block	163
Legal Lot Number	4
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	2
Census Block	2021
Census Tract	31101

Owner

Source: Clay County records · APN 32-05-24-006698-977-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4860 GOPHER CIR, MIDDLEBURG, FL 32068-6448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 09, 2018 · Amount on Record
Deed Sale	Apr 09, 2018 · Amount on Record
Deed Document Number	2018017617
Deed Book / Page	4071 / 1971
Record Updated	Jun 08, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 09, 2018
Property Address	4860 GOPHER CIR, MIDDLEBURG, FL 32068-6448
Document Number	0040711971
Book / Page	004071 / 001971
Instrument Date	Mar 30, 2018
Instrument	17617
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4860 GOPHER CIR MIDDLEBURG FL 320686448, MIDDLEBURG, FL 32068-6448

Mortgage

Document Number	40711973
Date	Apr 09, 2018
Book Page	004071/001973
Instrument	17618

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 08, 2048

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,854.00 (+0.06%) Homeowner's exemption	$358,418 (+7.62%) Land $50,000 Building $308,418	$358,418 (+7.62%) Land $50,000 Building $308,418
2023	$4,851.00 (+14.03%)	$333,054 (+14.78%) Land $34,000 Building $299,054	$333,054 (+14.78%) Land $34,000 Building $299,054
2022	$4,254.00	$290,162 Land $27,000 Building $263,162	$290,162 Land $27,000 Building $263,162

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 75 locations within half a mile of this property.

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