4872 Vista Arroyo, La Mesa, CA 91941 Property Records

San Diego County property record for 4872 Vista Arroyo, La Mesa, CA 91941

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,641 sqft · built 1949
Lot Size	0.455 acres (19,800 sqft)
Owner	Company Name on Record
Last Sale	$526,000 (Jul 2003)
Tax Bill	$9,461 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`496-360-28-00`

Property Details

APN / Parcel Number

Primary APN	`496-360-28-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	2,641 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	19,800 sqft (0.455 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4872 VISTA ARROYO
City	LA MESA
State	CA
Zip	91941-4362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 22-16-1W NW 1/4 OF POR SW 1/4 OF
Legal Range	01W
Legal Township	16
Legal Section	22
Legal Subdivision	MOUNT HELIX
Legal Block	1
Legal Lot Number	73,80
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	15200

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4872 VISTA ARROYO, LA MESA, CA 91941-4362
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Apr 30, 2021	Intrafamily Transfer, Transfer AMERICAN COAST TITLE
Jun 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC
Oct 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2003 · Amount on Record
Deed Sale	Jul 29, 2003 · Amount on Record
Prior Sale	Feb 5, 1999 · Amount on Record
Deed Document Number	2003906495
Prior Transfer Date	Mar 10, 2000
Prior Transfer Doc	0000131635
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4872 VISTA ARROYO, LA MESA, CA 91941-4362
Transaction Type	Mortgage
Record Updated	Apr 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4872 VISTA ARROYO, LA MESA, CA 91941-4362

Mortgage

Document Number	0000190165
Date	Mar 11, 2021
Instrument	2021-0190165

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 30, 2021
Property Address	4872 VISTA ARROYO, LA MESA, CA 91941-4362
Document Number	0000334661
Map Reference	MAP 1516
Instrument Date	Mar 20, 2021
Instrument	2021-0334661
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMERICAN COAST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4872 VISTA ARROYO, LA MESA, CA 91941-4362

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4872 VISTA ARROYO, LA MESA, CA 91941-4362
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000250839
Date	Jun 5, 2017
Instrument	2017-0250839

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2037

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4872 VISTA ARROYO, LA MESA, CA 91941-4362
Document Number	0000492079
Instrument Date	Oct 11, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4872 VISTA ARROYO LA MESA CA 919414362, LA MESA, CA 91941-4362

Mortgage

Document Number	0000492079
Date	Oct 23, 2017
Instrument	492079

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 22, 2037

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$762,807 (+2%) Land $412,301 Building $350,506
2025	$9,461.00 (+3.21%)	$747,851 (+4.04%) Land $404,217 Building $343,634
2023	$9,167.00 (+1.82%)	$718,814 Land $388,522 Building $330,292
2022	$9,003.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2007 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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