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4848 Vista Arroyo, La Mesa, CA 91941 Property Records

San Diego County property record for 4848 Vista Arroyo, La Mesa, CA 91941

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,708 sqft · built 1963
Lot Size0.37 acres (16,100 sqft)
Owner2 Individual Names on Record
Last Sale$680,000 (Sep 2007)
Tax Bill$10,571 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN496-360-20-00

Property Details

APN / Parcel Number

Primary APN496-360-20-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area2,708 sqft Living Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Lot Area16,100 sqft (0.37 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4848 VISTA ARROYO
CityLA MESA
StateCA
Zip91941-4362
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSEC 22-16-1W NW 1/4 POR SW 1/4 OF
Legal Range01W
Legal Township16
Legal Section22
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1008
Census Tract15200

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4848 VISTA ARROYO, LA MESA, CA 91941-4362
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 28, 2023Deed of Trust, Mortgage · Line of Credit
ZB NA
Oct 28, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2007 · Amount on Record
Deed SaleSep 21, 2007 · Amount on Record
Prior SaleJul 9, 2007 · Amount on Record
Deed Document Number2007620208
Last Transfer DateOct 23, 2020
Transfer Doc0000665577
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4848 VISTA ARROYO, LA MESA, CA 91941-4362
Transaction TypeMortgage
Record UpdatedJun 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4848 VISTA ARROYO, LA MESA, CA 91941-4362

Mortgage

Document Number0000263635
DateSep 28, 2023
Instrument2023-0263635
Lender
NameZB NA
TypeBank
AddressSAN DIEGO, CA 92130
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 28, 2020
Property Address4848 VISTA ARROYO, LA MESA, CA 91941-4362
Document Number0000665577
Instrument DateOct 23, 2020
Instrument2020-0665577
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4848 VISTA ARROYO, LA MESA, CA 91941-4362

Mortgage

Document Number0000665578
DateOct 28, 2020
Instrument2020-0665578
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$924,747 (+2%) Land $517,174 Building $407,573
2025$10,571.00 (+2.04%) Homeowner's exemption$906,616 (+4.04%) Land $507,034 Building $399,582
2023$10,360.00 (+1.6%) Homeowner's exemption$871,414 Land $487,347 Building $384,067
2022$10,197.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2007 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, Verizon.

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