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4870 Oriole Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4870 Oriole Dr, Saint Cloud, FL 34772 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,321 sqft · built 1987
Lot Size0.325 acres (14,157 sqft)
OwnerIndividual Name on File
Last Sale$350,000 (Apr 2025)
Tax Bill$4,363 (2025)
Deeds & MortgagesJan 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN30-26-31-5130-000C-0030

Property Details

APN / Parcel Number

Primary APN30-26-31-5130-000C-0030
Alternative APNs
  • 2631305130000C0030
  • 98436

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,321 sqft Living Area
Gross Area1,829 sqft
1st Floor Area1,321 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,157 sqft (0.325 acres)
Lot Dimensions134 ft deep x 100 ft wide
Garage TypeAttached
Garage Area500 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4870 ORIOLE DR
CitySAINT CLOUD
StateFL
Zip34772-8099
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR VILLAGE PB 1 PG 395 BLK C LOT 3
Legal Range31E
Legal Township26S
Legal Section30
Legal SubdivisionST CLOUD MANOR VLG
Legal Tract5130
Legal BlockC
Legal Lot Number3
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1032
Census Tract43304

Owner

Source: Osceola County records · APN 30-26-31-5130-000C-0030

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4870 ORIOLE DR, SAINT CLOUD, FL 34772-8099
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 28, 2025 · Amount on Record
Deed SaleApr 28, 2025 · Amount on Record
Prior SaleSep 04, 2024 · Amount on Record
Deed Document Number202552585
Deed Book / Page6777 / 781
Record UpdatedSep 20, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4870 ORIOLE DR, SAINT CLOUD, FL 34772-8099
Transaction TypeMortgage
Record UpdatedJan 22, 2026
Title CompanyWORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4870 ORIOLE DR, SAINT CLOUD, FL 34772-8099

Mortgage

Document Number0069050785
DateJan 08, 2026
Book Page6905/785
Instrument2026002931
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,363.00 (+299.18%)$263,500 (+277.44%) Land $60,000 Building $203,500$263,500 (+8.08%) Land $60,000 Building $203,500
2024$1,093.00 (+1.3%)
2023$1,079.00 (+5.47%) Homeowner's exemption$69,813 (+3%)$243,800 (+20.93%) Land $45,000 Building $198,800
2022$1,023.00 Homeowner's exemption$67,780$201,600 Land $40,000 Building $161,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 60% of the US · above 33% of Florida
Wildfire LikelihoodAbout 1 in 481 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 190 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

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