Osceola County property record for 4845 Oriole Dr, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2000 |
| Square Footage | 3,292 sqft Heated Area |
| Lot Size | 83,461 sqft (1.91 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $470,000 (2021) |
| Tax Bill | $6,541.00 (2025) |
| Primary APN | 98387 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,292 sqft Heated Area |
| Gross Area | 3,692 sqft Gross Area |
| 1st Floor | 1,796 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 83,461 sqft (1.91 acres) |
| Garage Area | 440 sqft Garage |
| Pool Area | 200 sqft Pool |
|---|---|
| Deck Area | 345 sqft Deck |
| Porch | Enclosed Porch |
| Porch Area | 2,287 sqft Porch |
| Pole Structure | 600 sqft Pole Structure |
| Utility Building | 600 sqft Utility Building |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 98387 |
|---|---|
| Street Address | 4845 ORIOLE DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8081 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR EST 2 PB 1 PG 365 E 270 FT LOT 98 LESS S 25 FT |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | ST CLOUD MANOR EST 2 |
| Legal Tract | 5080 |
| Legal Block | 1 |
| Legal Lot Number | 98 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 43304 |
Source: Osceola County records · APN 98387
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4845 ORIOLE DR, SAINT CLOUD, FL 34772-8081 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 21, 2020 | Deed of Trust, Mortgage · Closed End Mortgage HOME LOAN AND INVESTMENT BANK FSB |
| Sep 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Jan 03, 2020 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 01, 2021 · Amount on Record |
| Deed Sale | Sep 01, 2021 · Amount on Record |
| Prior Sale | Jan 03, 2020 · Amount on Record |
| Deed Doc Number | 2021136160 |
| Deed Book / Page | 6035 / 156 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4845 ORIOLE DR, SAINT CLOUD, FL 34772-8081 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057102798 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 5710/2798 |
| Instrument | 2020054275 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Address | WARWICK, RI 02886 |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 01, 2021 |
| Property Address | 4845 ORIOLE DR, SAINT CLOUD, FL 34772-8081 |
| Document Number | 0060350156 |
| Book / Page | 6035 / 156 |
| Map Reference | MB 1 PG 365 |
| Instrument Date | Aug 30, 2021 |
| Instrument | 2021136160 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 TOWER CIR, 300, TERRELL, TX 75160-1523 |
| Name | Verified Name |
|---|---|
| Address | 4845 ORIOLE DR, SAINT CLOUD, FL 34772-8081 |
| Document Number | 0006035157 |
|---|---|
| Date | Sep 01, 2021 |
| Instrument | 6035/157 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 03, 2020 |
| Property Address | 4845 ORIOLE DR, SAINT CLOUD, FL 34772-8081 |
| Document Number | 0056512598 |
| Book / Page | 5651 / 2598 |
| Map Reference | MB 1 PG 365 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 2020000856 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | QUALITY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 434 CREST AVE, 434, SAINT LOUIS, MO 63122-5603 |
| Name | Verified Name |
|---|---|
| Address | 4845 ORIOLE DR, SAINT CLOUD, FL 34772-8081 |
| Document Number | 0056512600 |
|---|---|
| Date | Jan 03, 2020 |
| Instrument | 5651/2600 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,541.00 (+10.92%) Homeowner's exemption Widower's exemption | $466,581 (+10.32%) | $528,800 (+8.27%) Land $96,800 Building $432,000 |
| 2023 | $5,897.00 (+2.61%) Homeowner's exemption Widower's exemption | $422,918 (+3%) | $488,400 (+18.95%) Land $95,800 Building $392,600 |
| 2022 | $5,747.00 Homeowner's exemption Widower's exemption | $410,600 Land $76,600 Building $334,000 | $410,600 Land $76,600 Building $334,000 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 63% of the US · above 39% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 400 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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