Rockland County and Ramapo Town property record for 487 Viola Rd, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,794 sqft · built 1967 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $258,500 (Oct 2001) |
| Deeds & Mortgages | Jan 2023 Line of Credit Jan 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392605 50.45-1-4 |
| Primary APN | 392605 50.45-1-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,794 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Year Built | Built 1967 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 102 ft deep x 75 ft wide |
| Garage Type | Basement |
| Patio Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00307470000 |
|---|---|
| Old Parcel Number | 260505004500010040000000 |
| Street Address | 487 VIOLA RD |
| City | SPRING VALLEY |
| State | NY |
| Zip | 10977-2540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Description | LOT:4.000 BLK:1 SEC:50.45 DIST:392605 CITY/MUNI/TWP:SPRING VALLEY |
| Legal Subdivision | CANTERBURY WOODS/SPRING VLY |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 12204 |
Source: Rockland County and Ramapo Town records · APN 392605 50.45-1-4
Assessment roll updated May 31, 2024 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 487 VIOLA RD # ARD, ARD, SPRING VALLEY, NY 10977-2540 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 30, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jan 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BANK |
| Jan 12, 2018 | Loan Modification, Consolidation and Extension, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 29, 2001 · Amount on Record |
| Deed Sale | Oct 29, 2001 · Amount on Record |
| Prior Sale | Feb 15, 1996 · Amount on Record |
| Deed Document Number | 2001-00052837 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 487 VIOLA RD, SPRING VALLEY, NY 10977-2540 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002966 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 2023-00002966 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 16, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 487 VIOLA RD, SPRING VALLEY, NY 10977-2540 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001289 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 2018-00001289 |
| Name | JP MORGAN CHASE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Jan 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Jan 12, 2018 |
| Property Address | 487 VIOLA RD, SPRING VALLEY, NY 10977-2540 |
| Instrument Date | Jan 21, 2014 |
| Instrument | 1290 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 487 VIOLA RD SPRING VALLEY NY 109772540, SPRING VALLEY, NY 10977-2540 |
| Document Number | 0000001290 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 1290 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Rockland County and Ramapo Town records · Assessment roll updated May 31, 2024 · Last verified January 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Municipality | Spring Valley Village |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $48,300 (-) Land $11,800 Building $36,500 | $622,423 (+1,188.66%) Land $152,062 Building $470,361 |
| 2023 | $48,300 Land $11,800 Building $36,500 | $48,300 Land $11,800 Building $36,500 |
Source: FEMA National Flood Hazard Layer as of August 19, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1978–1984) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 1984 · Coastal Storms & Flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 347 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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