483 Viola Rd, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 483 Viola Rd, Spring Valley, NY 10977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,978 sqft · built 1967
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$925,000 (Jul 2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392605 50.45-1-2`

Property Details

APN / Parcel Number

Primary APN	`392605 50.45-1-2`
Alternative APNs	`260505004500010020000000` `00307450000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,978 sqft Living Area
1st Floor Area	1,011 sqft
2nd Floor Area	967 sqft
Game Room	Game Room

Exterior

Year Built	Built 1967
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	132 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	4 Parking Spaces
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00307450000
Old Parcel Number	260505004500010020000000
Street Address	483 VIOLA RD
City	SPRING VALLEY
State	NY
Zip	10977-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	RECORDED 08/26/74
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	1
Census Block	1002
Census Tract	12204

Owner

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	483 VIOLA RD, SPRING VALLEY, NY 10977-2540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Deed Document Number	0202322447
Deed Book / Page	2023 / 22447
Record Updated	Jun 8, 2026

July 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jul 24, 2023
Property Address	483 VIOLA RD, SPRING VALLEY, NY 10977-2540
Document Number	0000022447
Map Reference	BK 72 PG 29 MAP 3507
Instrument Date	Jul 10, 2023
Instrument	2023-00022447
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	483 VIOLA RD, SPRING VALLEY, NY 10977-2540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	81 TWIN AVE UNIT 211, 211, SPRING VALLEY, NY 10977-4151

Mortgage

Document Number	0000022448
Date	Jul 24, 2023
Instrument	2023-00022448

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Spring Valley Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$50,800 (-) Land $12,300 Building $38,500	$654,639 (+1,188.66%) Land $158,505 Building $496,134
2023	$50,800 (-) Land $12,300 Building $38,500	$50,800 (-) Land $12,300 Building $38,500
2022	$50,800 Land $12,300 Building $38,500	$50,800 Land $12,300 Building $38,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–1984)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20