487 Sebastian Sq, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 487 Sebastian Sq, Saint Augustine, FL 32095

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,811 sqft · built 2006
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$459,000 (Sep 2020)
Tax Bill	$11,806 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072091-0860`

Property Details

APN / Parcel Number

Primary APN	`072091-0860`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	1 Story
Building Area	2,811 sqft Living Area
Gross Area	3,801 sqft
1st Floor Area	2,811 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	703 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	335 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	487 SEBASTIAN SQ
City	SAINT AUGUSTINE
State	FL
Zip	32095-6889
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	50/35-39 MARSHALL CREEK DRI UNIT MUB-4 LOT 86 OR5037/1274
Legal Range	29E
Legal Township	06S
Legal Section	04
Legal Subdivision	MARSHALL CREEK DRI UNIT MUB-4
Legal Block	4
Legal Lot Number	86
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4062
Census Tract	20606

Owner

487 Sebastian Sq is owned and occupied by two individuals who bought it in September 2020.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	487 SEBASTIAN SQ, SAINT AUGUSTINE, FL 32095-6889
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Prior Sale	Feb 15, 2007 · Amount on File
Deed Document Number	202076519
Deed Book / Page	5037 / 1274
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 9, 2020
Property Address	487 SEBASTIAN SQ, SAINT AUGUSTINE, FL 32095-6889
Document Number	0050371274
Book / Page	5037 / 1274
Map Reference	MB 50 PG 35-39
Instrument Date	Sep 8, 2020
Instrument	2020076519
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,213.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 SEBASTIAN SQ, 420, SAINT AUGUSTINE, FL 32095-6863

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 SEBASTIAN SQ, SAINT AUGUSTINE, FL 32095-6889

Mortgage

Document Number	50371277
Date	Sep 9, 2020
Instrument	5037/1277

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 487 Sebastian Sq was $11,806 with a homeowner's exemption, up 8.3% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,986 (+2.7%)	$635,607 (+0.07%) Land $165,000 Building $470,607
2025	$11,806.00 (+8.32%) Homeowner's exemption	$589,081 (+2.9%)	$635,179 (+10.95%) Land $165,000 Building $470,179
2024	$10,899.00 (+1.89%) Homeowner's exemption	$572,479 (+2.2%)	$572,479 (+2.2%) Land $125,000 Building $447,479
2023	$10,697.00 (-0.99%) Homeowner's exemption	$560,164 (-0.96%)	$560,164 (-0.96%) Land $125,000 Building $435,164
2022	$10,804.00 Homeowner's exemption	$565,609	$565,609 Land $162,400 Building $403,209

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 487 Sebastian Sq in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	3 (2016–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 487 Sebastian Sq is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20