St. Johns County property record for 481 Sebastian Sq, Saint Augustine, FL 32095
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,698 sqft · built 2006 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $840,000 (Feb 2025) |
| Tax Bill | $11,956 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Apr 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072091-0870 |
| Primary APN | 072091-0870 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,698 sqft Living Area |
| Gross Area | 3,952 sqft |
| 1st Floor Area | 2,698 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 555 sqft |
| Patio Area | 85 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 481 SEBASTIAN SQ |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-6889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 50/35-39 MARSHALL CREEK DRI UNIT MUB-4 LOT 87 OR6098/724 |
| Legal Range | 29E |
| Legal Township | 06S |
| Legal Section | 04 |
| Legal Subdivision | MARSHALL CREEK DRI UNIT MUB-4 |
| Legal Block | 4 |
| Legal Lot Number | 87 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4062 |
| Census Tract | 20606 |
481 Sebastian Sq is owned and occupied by an individual who bought it in February 2025.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 481 SEBASTIAN SQ, SAINT AUGUSTINE, FL 32095-6889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU |
| Apr 4, 2023 | Warranty Deed, Transfer · Conventional Mortgage VAST BANK NA |
| Apr 8, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 26, 2018 | Warranty Deed, Transfer · Conventional with PMI NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 14, 2025 · Amount on File |
| Deed Sale | Feb 14, 2025 · Amount on File |
| Prior Sale | Apr 4, 2023 · Amount on File |
| Deed Document Number | 202511432 |
| Deed Book / Page | 6098 / 724 |
| Prior Transfer Date | Mar 30, 2020 |
| Prior Transfer Doc | 0049181352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 481 SEBASTIAN SQ, SAINT AUGUSTINE, FL 32095-6889 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 481 SEBASTIAN SQ, SAINT AUGUSTINE, FL 32095-6889 |
| Document Number | 0058510359 |
|---|---|
| Date | Nov 2, 2023 |
| Book Page | 5851/359 |
| Instrument | 2023086292 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 4, 2023 |
| Property Address | 481 SEBASTIAN SQ, SAINT AUGUSTINE, FL 32095-6889 |
| Document Number | 0057341581 |
| Book / Page | 5734 / 1581 |
| Map Reference | MB 50 PG 35-39 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023025141 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,004.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 565 NW 113TH CIR, OCALA, FL 34482-8840 |
| Name | Verified Name |
|---|---|
| Address | 481 SEBASTIAN SQ, ST AUGUSTINE, FL 32095-6889 |
| Document Number | 0057341585 |
|---|---|
| Date | Apr 4, 2023 |
| Instrument | 5734/1585 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | 1-Year T-Bill |
| Max Rate | 10.8% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 8, 2020 |
| Property Address | 481 SEBASTIAN SQ, SAINT AUGUSTINE, FL 32095-6889 |
| Document Number | 0049181352 |
| Book / Page | 004918 / 001352 |
| Instrument Date | Mar 30, 2020 |
| Instrument | 27605 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 481 SEBASTIAN SQ ST AUGUSTINE FL 320956889, ST AUGUSTINE, FL 32095-6889 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 26, 2018 |
| Property Address | 481 SEBASTIAN SQ, SAINT AUGUSTINE, FL 32095-6889 |
| Document Number | 0046450279 |
| Book / Page | 004645 / 000279 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 84337 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 481 SEBASTIAN SQ ST AUGUSTINE FL 320956889, ST AUGUSTINE, FL 32095-6889 |
| Document Number | 46450282 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 004645/000282 |
| Instrument | 84338 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2048 |
The 2025 property tax bill for 481 Sebastian Sq was $11,956, up 8.3% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $653,390 (+8.86%) Land $165,000 Building $488,390 | $653,390 (-1.13%) Land $165,000 Building $488,390 | |
| 2025 | $11,956.00 (+8.35%) Homeowner's exemption | $600,198 | $660,847 Land $165,000 Building $495,847 |
| 2024 | $11,035.00 (+40.07%) | ||
| 2023 | $7,878.00 (+1.46%) Homeowner's exemption | $339,137 (+3%) | $570,676 (+0.86%) Land $125,000 Building $445,676 |
| 2022 | $7,765.00 Homeowner's exemption | $329,259 | $565,796 Land $162,400 Building $403,396 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 481 Sebastian Sq in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 249 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 249 in force |
| Nearby Flood Claims | 3 (2016–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2022 · Hurricane Nicole |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 481 Sebastian Sq is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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