487 Rte 446, Cuba, NY 14727 Property Records

Cattaraugus County and Hinsdale Town property record for 487 Rte 446, Cuba, NY 14727

Property Summary

Property TypeSeasonal / Vacation Home
Details3 bd · 1 ba · 2,000 sqft · built 2021
Lot Size28.3 acres (1,232,748 sqft)
Owner2 Individual Names on Record
Last Sale$145,000 (May 2024)
Tax Bill$1,689 (2026)
Deeds & MortgagesMay 2024 Sale & Refinance
Jun 2019 Sale
APN044600 68.004-2-12

Property Details

APN / Parcel Number

Primary APN044600 68.004-2-12
Alternative APNs
  • 460006800400020120000000
  • 0250

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,000 sqft Living Area
1st Floor Area2,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area1,232,748 sqft (28.3 acres)
Lot Width1,310 ft Width
Garage TypeBasement
PorchSlab
Porch Area600 sqft
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0250
Street Address487 ROUTE 446
CityCUBA
StateNY
Zip14727-9621
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal Description11/12 03 03
Legal Block2
Legal Lot Number12.000
JurisdictionCATTARAUGUS NY
Township / Civil DivisionHINSDALE
Census Block Group1
Census Block1003
Census Tract961000

Owner

Source: Cattaraugus County and Hinsdale Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6 SHERMAN ST, BELFAST, NY 14711-8658
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 9, 2024Warranty Deed, Transfer · Stand-Alone Refinance
MAPLE CITY SAVINGS BANK FSB
Jun 25, 2019Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2024 · Amount on Record
Deed SaleMay 9, 2024 · Amount on Record
Prior SaleJul 11, 2008 · Amount on Record
Last Transfer DateAug 17, 2026
Transfer Doc0000009886
Record UpdatedOct 29, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATTARAUGUS NY
Recording DateMay 9, 2024
Property Address487 ROUTE 446, CUBA, NY 14727-9621
Document Number0000005901
Instrument DateApr 24, 2024
Instrument202405901
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address6 SHERMAN ST, BELFAST, NY 14711-8658

Mortgage

Document Number0000005902
DateMay 9, 2024
Instrument202405902
Lender
NameMAPLE CITY SAVINGS BANK FSB
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term373 Months
DueJun 1, 2055

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCATTARAUGUS NY
Recording DateJun 25, 2019
Property Address487 ROUTE 446, CUBA, NY 14727-9621
Document Number0000006964
Instrument DateJun 24, 2019
Instrument6964
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6 WINDSOR TER #C FREEHOLD NJ 077283246, C, FREEHOLD, NJ 07728-3246

Tax Assessment & Valuation

Source: Cattaraugus County and Hinsdale Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCattaraugus County
County SubdivisionHinsdale Town
Unified School DistrictCuba-Rushford Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,689.00 (+3.94%)
2025$1,625.00 (+2.72%)$45,000 (-) Land $14,600 Building $30,400$75,000 (+16.67%) Land $24,333 Building $50,667
2024$1,582.00 (+80.18%)
2023$878.00$45,000 (-) Land $14,600 Building $30,400$64,286 (+12.86%) Land $20,857 Building $43,429
2022$45,000 Land $14,600 Building $30,400$56,962 Land $18,481 Building $38,481

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

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