Cattaraugus County and Hinsdale Town property record for 304 Rte 446, Cuba, NY 14727
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,576 sqft · built 1900 |
| Lot Size | 4.65 acres (202,554 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,721 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance |
| APN | 044600 68.004-1-4.6 |
| Primary APN | 044600 68.004-1-4.6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 1,004 sqft |
| 2nd Floor Area | 572 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 202,554 sqft (4.65 acres) |
| Lot Width | 590 ft Width |
| Garage Type | Mixed |
| Garage Area | 868 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 135 sqft |
| Pole Barn | Pole Barn |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 1455 |
|---|---|
| Street Address | 304 ROUTE 446 |
| City | CUBA |
| State | NY |
| Zip | 14727-9621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Description | 12 03 03 |
| Legal Block | 1 |
| Legal Lot Number | 4.006 |
| Jurisdiction | CATTARAUGUS NY |
| Township / Civil Division | HINSDALE |
| Census Block Group | 3 |
| Census Block | 3057 |
| Census Tract | 962200 |
304 Rte 446 is owned and occupied by two individuals who acquired it in April 2011.
Source: Cattaraugus County and Hinsdale Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 304 ROUTE 446, NYS, CUBA, NY 14727-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Apr 5, 2011 |
| Transfer Doc | 15652/9001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Property Address | 304 ROUTE 446, CUBA, NY 14727-9621 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000016592 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 202116592 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Jan 1, 2036 |
The 2026 property tax bill for 304 Rte 446 was $2,721 with a homeowner's exemption, up 17.2% from the year before.
Source: Cattaraugus County and Hinsdale Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| County Subdivision | Hinsdale Town |
| Unified School District | Cuba-Rushford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,721.00 (+17.18%) Homeowner's exemption | ||
| 2025 | $2,322.00 (+3.8%) Homeowner's exemption | $72,500 Land $15,700 Building $56,800 | $120,833 Land $26,167 Building $94,666 |
| 2024 | $2,237.00 | ||
| 2023 | $72,500 Land $15,700 Building $56,800 | $103,571 Land $22,428 Building $81,143 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 304 Rte 446; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 304 Rte 446 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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