487 Ridge Rd, Cheraw, SC 29520 Property Records

Chesterfield County property record for 487 Ridge Rd, Cheraw, SC 29520 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	30 Beds
Bathrooms	2 Baths
Year Built	Built 1992
Square Footage	1,632 sqft Total Area
Lot Size	40,571 sqft (0.931 acres)
Occupancy	Owner Occupied
Last Sale	$170,000 (2020)
Tax Bill	$1,081.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`244 001 001 052`
Alternative APNs	`00032893` `01890593` `1890593`

Interior

Bedrooms	30 Beds
Full Baths	2 Baths
Building Area	1,632 sqft Total Area
1st Floor	1,632 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	40,571 sqft (0.931 acres)
Parking Spaces	2 Parking Spaces
Garage Area	462 sqft Garage

Utilities and HVAC

Heating System	Heat Pump Heating

Location & Zoning

Account Number	00032893
Street Address	487 RIDGE RD
City	CHERAW
State	SC
Zip	29520-6316
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 50 BRIDLEWOOD
Legal Subdivision	BRIDLEWOOD
Legal Lot Number	50
Jurisdiction	CHESTERFIELD SC
Minor Civil Division	CHERAW
Census Blockgroup	2
Census Block	2019
Census Tract	950503

Owner

Source: Chesterfield County records · APN 244 001 001 052

Assessment roll updated February 10, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	487 RIDGE RD, CHERAW, SC 29520-6316
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenant/Joint Tenant w/ Right Of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2020 · Amount on Record
Deed Sale	Dec 01, 2020 · Amount on Record
Prior Sale	Jun 28, 2007 · Amount on Record
Deed Doc Number	20204702
Deed Book / Page	533 / 1308
Prior Transfer Date	Jun 26, 2007
Prior Transfer Doc	00437/0110
Record Refreshed	Sep 20, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CHESTERFIELD SC
Recording Date	Dec 01, 2020
Property Address	487 RIDGE RD, CHERAW, SC 29520-6316
Document Number	00533/1308
Book / Page	533 / 1308
Map Reference	MB 32 PG 191
Instrument Date	Nov 30, 2020
Instrument	202000004702
Transaction Type	Transfer
Record Updated	Jan 06, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$442.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	487 RIDGE RD, CHERAW, SC 29520-6316

Mortgage

Document Number	202000004703
Date	Dec 01, 2020
Instrument	202000004703

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2035

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Chesterfield County
Unified School District	Chesterfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,081.00 (+21.73%)	$7,750 (+14.99%) Land $400 Building $7,350	$252,000 (+49.47%) Land $10,000 Building $242,000
2023	$888.00	$6,740 Land $400 Building $6,340	$168,600 Land $10,000 Building $158,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 76% of South Carolina
Wildfire Likelihood	About 1 in 676 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.