Chesterfield County property record for 448 Ridge Rd, Cheraw, SC 29520
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,965 sqft · built 1979 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,000 (Oct 1998) |
| Tax Bill | $904 (2025) |
| Deeds & Mortgages | Jan 2020 Refinance Dec 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 244 001 001 077 |
| Primary APN | 244 001 001 077 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,965 sqft Total Area |
| Year Built | Built 1979 |
|---|---|
| Lot Area | 43,560 sqft (1 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 00032918 |
|---|---|
| Street Address | 448 RIDGE RD |
| City | CHERAW |
| State | SC |
| Zip | 29520-6315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 70-BRIDLEWOOD SUBD 1 AC |
| Legal Subdivision | BRIDLEWOOD SUBD |
| Legal Lot Number | 70 |
| Jurisdiction | CHESTERFIELD SC |
| Township / Civil Division | CHERAW |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 950503 |
448 Ridge Rd is owned and occupied by an individual who bought it in October 1998.
Source: Chesterfield County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 448 RIDGE RD, CHERAW, SC 29520-6315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZEN B&T CO |
| Dec 16, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZEN B&T CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 1998 · Amount on File |
| Deed Sale | Oct 21, 1998 · Amount on File |
| Deed Document Number | 0000036942 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 448 RIDGE RD, CHERAW, SC 29520-6315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 511/294 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 511/294 |
| Instrument | 266 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 448 RIDGE RD, CHERAW, SC 29520-6315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 510/882 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 510/882 |
| Instrument | 4645 |
| Name | FIRST CITIZEN B&T CO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 109 Months |
| Due | Jan 1, 2029 |
The 2025 property tax bill for 448 Ridge Rd was $904.
Source: Chesterfield County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Unified School District | Chesterfield County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $904.00 | $6,440 Land $400 Building $6,040 | $215,000 Land $10,000 Building $205,000 |
| 2023 | $738.00 | $5,600 Land $400 Building $5,200 | $140,100 Land $10,000 Building $130,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 448 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 448 Ridge Rd is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 75% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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