487 Main St, Cromwell, CT 06416 Property Records

Cromwell Town property record for 487 Main St, Cromwell, CT 06416

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,380 sqft · built 1949
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jul 2021)
Tax Bill	$4,849 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CROM M:00274200`

Property Details

APN / Parcel Number

Primary APN	`CROM M:00274200`
Alternative APNs	`M:44 B:47 L:5` `274200` `44-5`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,380 sqft Living Area
Gross Area	2,475 sqft
1st Floor Area	705 sqft
Basement Area	675 sqft
Unfinished Basement	675 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,295 sqft (0.42 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	274200
Street Address	487 MAIN ST
City	CROMWELL
State	CT
Zip	06416-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-25
Legal Block	47
Legal Lot Number	5
Jurisdiction	CROMWELL CT
Township / Civil Division	CROMWELL
Census Block Group	3
Census Block	3000
Census Tract	570300

Owner

487 Main St is owned and occupied by two individuals who bought it in July 2021.

Source: Cromwell Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	487 MAIN ST, CROMWELL, CT 06416-2060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2021 · Amount on File
Deed Sale	Jul 22, 2021 · Amount on File
Prior Sale	Dec 26, 2012 · Amount on File
Deed Document Number	20212038
Deed Book / Page	1732 / 255
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROMWELL CT
Recording Date	Jul 22, 2021
Property Address	487 MAIN ST, CROMWELL, CT 06416-2060
Document Number	1732-255
Book / Page	1732 / 255
Instrument Date	Jul 15, 2021
Instrument	2038
Transaction Type	Transfer
Record Updated	Aug 26, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2039
Date	Jul 22, 2021
Instrument	2039

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 487 Main St was $4,849.

Source: Cromwell Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cromwell Town
Unified School District	Cromwell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,849.00	$157,500 Land $62,370 Building $95,130	$110,250 Land $43,659 Building $66,591
2024	$4,849.00 (+4.68%)
2023	$4,632.00 (+13.64%)	$157,500 (+28.79%) Land $62,370 Building $95,130
2022	$4,076.00	$122,290 Land $59,710 Building $62,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 487 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 487 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20