Cromwell Town property record for 486 Main St, Cromwell, CT 06416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,399 sqft · built 1954 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $229,000 (Oct 2005) |
| Tax Bill | $5,925 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-5A |
| Primary APN | 44-5A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,399 sqft Living Area |
| Gross Area | 3,435 sqft |
| 1st Floor Area | 892 sqft |
| Basement Area | 892 sqft |
| Unfinished Basement | 892 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 417000 |
|---|---|
| Street Address | 486 MAIN ST |
| City | CROMWELL |
| State | CT |
| Zip | 06416-2040 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-25 |
| Legal Block | 52 |
| Legal Lot Number | 5A |
| Jurisdiction | CROMWELL CT |
| Township / Civil Division | CROMWELL |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 570300 |
486 Main St is owned and occupied by an individual who bought it in October 2005.
Source: Cromwell Town records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 486 MAIN ST, CROMWELL, CT 06416-2040 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2005 · Amount on File |
| Deed Sale | Oct 11, 2005 · Amount on File |
| Prior Sale | Apr 14, 1992 · Amount on File |
| Deed Book / Page | 1117 / 200 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CROMWELL CT |
| Property Address | 486 MAIN ST, CROMWELL, CT 06416-2040 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1711-226 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 1711/226 |
| Instrument | 512 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 486 Main St was $5,925.
Source: Cromwell Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Cromwell Town |
| Unified School District | Cromwell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,925.00 | $192,430 Land $60,340 Building $132,090 | $134,701 Land $42,238 Building $92,463 |
| 2024 | $5,925.00 (+4.7%) | ||
| 2023 | $5,659.00 (+8.04%) | $192,430 (+22.45%) Land $60,340 Building $132,090 | |
| 2022 | $5,238.00 | $157,150 Land $57,820 Building $99,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 486 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 486 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CROMWELL FIRE DISTRICT WATER DEPARTMENT serves 14,316 people · EPA ID CT0330011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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