487 E Catoctin Dr, Roseland, VA 22967 Property Records

Nelson County property record for 487 E Catoctin Dr, Roseland, VA 22967

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,792 sqft · built 2006
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Jul 2023)
Tax Bill	$3,207 (2026)
Deeds & Mortgages	Mar 2021 Refinance Feb 2006 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`11E D 28`

Property Details

APN / Parcel Number

Primary APN	`11E D 28`
Alternative APN	`00739`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,792 sqft Finished Area
Basement Area	208 sqft
Finished Basement	208 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,860 sqft (0.41 acres)
Terrain	Rolling

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	80 sqft
Deck Area	768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00739
Street Address	487 E CATOCTIN DR
City	ROSELAND
State	VA
Zip	22967
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CATOCTIN FOREST DB 273-691 WPI
Legal Subdivision	CATOCTIN FOREST SECTION MOUNTAIN SUB 9-A
Jurisdiction	NELSON VA
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1021
Census Tract	950202

Owner

Source: Nelson County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3028 RUGBY RD, RICHMOND, VA 23221-3936
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Feb 10, 2006	Deed of Trust, Mortgage · Line of Credit VIRGINIA COMMERCE BANK
Nov 2, 2005	Deed of Trust, Mortgage · Line of Credit HOME MORTGAGE RESOURCES INC
Nov 28, 2006	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO OF VIRGINIA
Jul 31, 2023	Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 9, 2021	Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE
Nov 2, 2005	Deed, Transfer · ARM HOME MORTGAGE RESOURCES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Aug 9, 2021 · Amount on Record
Deed Document Number	20231675
Prior Transfer Date	Jul 13, 2010
Prior Transfer Doc	0000002324
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	487 E CATOCTIN DR, WINTERGREEN RESORT, VA 22967
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202101042
Date	Mar 22, 2021
Instrument	202101042

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	487 E CATOCTIN DR, WINTERGREEN RESORT, VA 22967
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	STEWART TITLE, STEWART TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060000548
Date	Feb 10, 2006
Instrument	060000548

Lender

Name	VIRGINIA COMMERCE BANK
Address	FAIRFAX, VA 22030

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	487 E CATOCTIN DR, WINTERGREEN RESORT, VA 22967
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	UNITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050005315
Date	Nov 2, 2005
Instrument	050005315

Lender

Name	HOME MORTGAGE RESOURCES INC
Type	Lending Institution
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON VA
Property Address	487 E CATOCTIN DR, WINTERGREEN RESORT, VA 22967
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060004406
Date	Nov 28, 2006
Instrument	060004406

Lender

Name	BRANCH BANKING AND TRUST CO OF VIRGINIA
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Jul 31, 2023
Property Address	487 E CATOCTIN DR, WINTERGREEN RESORT, VA 22967
Document Number	0202301675
Instrument Date	Jul 29, 2023
Instrument	202301675
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3028 RUBGY RD, RICHMOND, VA 23221-3936

Mortgage

Document Number	0202301676
Date	Jul 31, 2023
Instrument	202301676

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Aug 9, 2021
Property Address	487 E CATOCTIN DR, WINTERGREEN RESORT, VA 22967
Document Number	202102943
Instrument Date	Aug 9, 2021
Instrument	202102943
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	110 BARNSTON CT, WINCHESTER, VA 22602-4344

Mortgage

Document Number	202102944
Date	Aug 9, 2021
Instrument	202102944

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON VA
Recording Date	Nov 2, 2005
Property Address	487 E CATOCTIN DR, WINTERGREEN RESORT, VA 22967
Document Number	050005313
Map Reference	MB9 PG77
Instrument Date	Oct 28, 2005
Instrument	050005313
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	UNLTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$421.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	487 E CATOCTIN DR, WINTERGREEN, VA 22958

Mortgage

Document Number	0050005314
Date	Nov 2, 2005
Instrument	050005314

Lender

Name	HOME MORTGAGE RESOURCES LLC
Address	FAIRFAX, VA 22030

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2035

Interest

Rate Type	Adjustable Rate
Rate	1.5%
Type Change Date	Dec 1, 2005
Change Frequency	Annually
Index	12-Month MTA
Max Rate	9.95%

Tax Assessment & Valuation

Source: Nelson County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Nelson County
Unified School District	Nelson County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,207.00 (+17.56%)	$572,800 (+36.48%) Land $45,000 Building $527,800	$572,800 (+36.48%) Land $45,000 Building $527,800
2025		$419,700 (-) Land $55,000 Building $364,700	$419,700 (-) Land $55,000 Building $364,700
2023	$2,728.00	$419,700 Land $55,000 Building $364,700	$419,700 Land $55,000 Building $364,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 4, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NCSA - WINTERGREEN serves 6,861 people · EPA ID VA2125910
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	171 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nelson County Cablevision Fiber	2,000 / 2,000
Firefly Fiber Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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