487 Cobble Dr, Montrose, CO 81403 Property Records

Montrose County property record for 487 Cobble Dr, Montrose, CO 81403 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,851 sqft · built 2002
Lot Size	0.291 acres (12,694 sqft)
Owner	Individual Name on File
Last Sale	$445,000 (Sep 2021)
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Jun 2009 Mortgage Sep 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3993-053-04-002`

Property Details

APN / Parcel Number

Primary APN	`3993-053-04-002`
Alternative APN	`R0016387`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,851 sqft Heated Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,694 sqft (0.291 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0016387
Street Address	487 COBBLE DR
City	MONTROSE
State	CO
Zip	81403-8156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: COBBLE CREEK SUBD FILING NO 4 LOT: B-25
Legal Subdivision	COBBLE CREEK SUBD
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1017
Census Tract	966601

Owner

Source: Montrose County records · APN 3993-053-04-002

Assessment roll updated May 18, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	487 COBBLE DR, MONTROSE, CO 81403-8156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2009	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 30, 2021	Special Warranty Deed, Transfer LAND TITLE GUARANTEE
Sep 30, 2021	Special Warranty Deed, Transfer LAND TITLE GUARANTEE
Oct 03, 2006	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Oct 03, 2006 · Amount on Record
Deed Document Number	2021941807
Prior Transfer Date	Apr 26, 2004
Record Updated	Jun 08, 2026

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	487 COBBLE DR, MONTROSE, CO 81403-8156
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	UNITED TITLE, UNITED TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000803263
Date	Jun 10, 2009
Instrument	803263

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2039

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Sep 30, 2021
Property Address	487 COBBLE DR, MONTROSE, CO 81403-8156
Document Number	941807
Instrument Date	Sep 30, 2021
Instrument	941807
Transaction Type	Transfer
Record Updated	Oct 07, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$44.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	487 COBBLE DR, 487, MONTROSE, CO 81403-8156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 COBBLE DR, MONTROSE, CO 81403-8156

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Sep 30, 2021
Property Address	487 COBBLE DR, MONTROSE, CO 81403-8156
Document Number	0000941807
Instrument Date	Sep 30, 2021
Instrument	941807
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$44.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	487 COBBLE DR, MONTROSE, CO 81403-8156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 COBBLE DR, MONTROSE, CO 81403-8156

October 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Oct 03, 2006
Property Address	487 COBBLE DR, MONTROSE, CO 81403-8156
Document Number	0000762199
Instrument Date	Sep 29, 2006
Instrument	762199
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 COBBLE DR, MONTROSE, CO 81403-8156

Mortgage

Document Number	0000762200
Date	Oct 03, 2006
Instrument	762200

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2036

Tax Assessment & Valuation

Source: Montrose County records · Assessment roll updated May 18, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,377.00 (+10.1%)	$36,650 (+20.84%)	$519,900 (+14.85%) Land $85,000 Building $434,900
2024	$2,159.00 (+4.65%)	$30,330 (-14.03%) Land $4,480 Building $25,850
2023	$2,063.00	$35,280 Land $5,210 Building $30,070	$452,670 Land $66,870 Building $385,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montrose County (08085C), updated May 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080859666011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 2% of the US · above 1% of Colorado
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Delta Montrose Electric Association	Fiber	6,000 / 6,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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