483 Cobble Dr, Montrose, CO 81403 Property Records

Montrose County property record for 483 Cobble Dr, Montrose, CO 81403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,715 sqft · built 2002
Lot Size	0.393 acres (17,119 sqft)
Owner	Company Name on Record
Last Sale	$520,000 (Dec 2007)
Tax Bill	$3,481 (2025)
Deeds & Mortgages	May 2009 Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3993-053-04-003`

Property Details

APN / Parcel Number

Primary APN	`3993-053-04-003`
Alternative APN	`R0016388`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,715 sqft Heated Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,119 sqft (0.393 acres)
Pool Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R0016388
Street Address	483 COBBLE DR
City	MONTROSE
State	CO
Zip	81403-8156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD: COBBLE CREEK SUBD FILING NO 4 LOT: B-26, S: 5 T: 48 R: 9
Legal Range	09
Legal Township	48
Legal Section	05
Legal Subdivision	COBBLE CREEK SUBD
Jurisdiction	MONTROSE CO
Township / Civil Division	MONTROSE
Census Block Group	1
Census Block	1017
Census Tract	966601

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	483 COBBLE DR, MONTROSE, CO 81403-8156
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 27, 2009	Deed of Trust, Mortgage · ARM TAYLOR BEAN & WHITAKER MORTGAGE CORP
Oct 3, 2022	Intrafamily Transfer, Transfer
Dec 26, 2007	Warranty Deed, Transfer · Conventional Mortgage ALPINE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 26, 2007 · Amount on Record
Deed Sale	Dec 26, 2007 · Amount on Record
Prior Sale	Mar 26, 2002 · Amount on Record
Deed Document Number	2007784795
Last Transfer Date	Sep 29, 2022
Transfer Doc	0000955603
Record Updated	Jun 8, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTROSE CO
Property Address	483 COBBLE DR, MONTROSE, CO 81403-8156
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000802792
Date	May 27, 2009
Instrument	802792

Lender

Name	TAYLOR BEAN & WHITAKER MORTGAGE CORP
Type	Mortgage Company
Address	OCALA, FL 34475

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 1, 2014
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTROSE CO
Recording Date	Oct 3, 2022
Property Address	483 COBBLE DR, MONTROSE, CO 81403-8156
Document Number	0000955603
Instrument Date	Sep 29, 2022
Instrument	955603
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	483 COBBLE DR, MONTROSE, CO 81403-8156

December 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTROSE CO
Recording Date	Dec 26, 2007
Property Address	483 COBBLE DR, MONTROSE, CO 81403-8156
Document Number	0000784795
Instrument Date	Dec 20, 2007
Instrument	784795
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN HERITAGE TITL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	483 COBBLE DR, MONTROSE, CO 81403-8156

Mortgage

Document Number	0000784796
Date	Dec 26, 2007
Instrument	784796

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2038

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montrose County
Municipality	Montrose City
Unified School District	Montrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,481.00 (+4.38%)	$60,710 (+13.37%)	$861,170 (+7.75%) Land $85,000 Building $776,170
2024	$3,335.00 (+4.64%)	$53,550 (-9.8%) Land $4,700 Building $48,850
2023	$3,187.00	$59,370 Land $5,210 Building $54,160	$799,220 Land $70,170 Building $729,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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