487 Chestnut St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 487 Chestnut St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	1,929 sqft · built 1946
Lot Size	0.232 acres (10,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$899,999 (Jun 2025)
Tax Bill	$16,342 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-05603-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`16-05603-0000-00001`
Alternative APN	`1600195000000014`

Interior

Building Area	1,929 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	10,100 sqft (0.232 acres)
Lot Dimensions	100 ft deep x 101 ft wide

Location & Zoning

Old Parcel Number	1600195000000014
Street Address	487 CHESTNUT ST
City	NUTLEY
State	NJ
Zip	07110-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	101X100 IRR
Legal Subdivision	WESTHILL
Legal Block	5603
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	3
Census Block	3000
Census Tract	13800

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	487 CHESTNUT ST, NUTLEY, NJ 07110-2109
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2025	Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Feb 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 15, 2021	Deed, Transfer · Conventional Mortgage FAIRWAY ASSET CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	202536318
Prior Transfer Date	Jul 7, 1995
Prior Transfer Doc	5374000665
Record Updated	Oct 29, 2026

June 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 10, 2025
Property Address	487 CHESTNUT ST, NUTLEY, NJ 07110-2109
Document Number	0000036318
Instrument Date	Jun 2, 2025
Instrument	2025036318
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	RMS TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 FRANCES LN, NORTHVALE, NJ 07647-1454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 CHESTNUT ST, NUTLEY, NJ 07110-2109

Mortgage

Document Number	0000036319
Date	Jun 10, 2025
Instrument	2025036319

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	487 CHESTNUT ST, NUTLEY, NJ 07110-2109
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012480
Date	Feb 8, 2022
Instrument	2022012480

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 15, 2021
Property Address	487 CHESTNUT ST, NUTLEY, NJ 07110-2109
Document Number	2021135319
Instrument Date	Oct 25, 2021
Instrument	2021135319
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	NORTH BERGEN TITLE AGENCY INC, NORTH BERGEN TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5960 MORNINGSIDE DR, 5960, LAKE WORTH, FL 33463-7349

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 CHESTNUT ST, NUTLEY, NJ 07110-2109

Mortgage

Document Number	2021135320
Date	Nov 15, 2021
Instrument	2021135320

Lender

Name	FAIRWAY ASSET CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$616,800 (+1.87%) Land $234,100 Building $382,700	$616,800 (+1.87%) Land $234,100 Building $382,700
2025	$16,342.00 (+2.55%)	$605,500 (-) Land $234,100 Building $371,400	$605,500 (-) Land $234,100 Building $371,400
2024	$15,936.00 (-20.76%)
2023		$605,500 Land $234,100 Building $371,400	$605,500 Land $234,100 Building $371,400
2022	$20,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1999–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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