478 Chestnut St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 478 Chestnut St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	2,345 sqft · built 1946
Lot Size	0.135 acres (5,898 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jun 2009)
Tax Bill	$15,857 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-05300-0000-00029`

Property Details

APN / Parcel Number

Primary APN	`16-05300-0000-00029`
Alternative APN	`1600194000000023`

Interior

Building Area	2,345 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	5,898 sqft (0.135 acres)
Lot Dimensions	118 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	1600194000000023
Street Address	478 CHESTNUT ST
City	NUTLEY
State	NJ
Zip	07110-2110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	50X118
Legal Block	5300
Legal Lot Number	29
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	5
Census Block	5009
Census Tract	13800

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	478 CHESTNUT ST, NUTLEY, NJ 07110-2110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2022	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 21, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK
Jan 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2009 · Amount on Record
Deed Sale	Jun 5, 2009 · Amount on Record
Deed Document Number	20099044946
Deed Book / Page	12198 / 1019
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	478 CHESTNUT ST, NUTLEY, NJ 07110-2110
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	BESPOKE TTL & STLMT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 CHESTNUT ST, NUTLEY, NJ 07110-2110

Mortgage

Document Number	0000097805
Date	Nov 4, 2022
Instrument	2022097805

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	478 CHESTNUT ST, NUTLEY, NJ 07110-2110
Document Number	0000110529
Instrument Date	Oct 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 16, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	478 CHESTNUT ST NUTLEY NJ 071102110, NUTLEY, NJ 07110-2110

Mortgage

Document Number	0000110529
Date	Nov 6, 2020
Instrument	110529

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	478 CHESTNUT ST, NUTLEY, NJ 07110-2110
Document Number	0000054679
Instrument Date	May 21, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 CHESTNUT ST NUTLEY NJ 071102110, NUTLEY, NJ 07110-2110

Mortgage

Document Number	0000054679
Date	Jun 14, 2019
Instrument	54679

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	478 CHESTNUT ST, NUTLEY, NJ 07110-2110
Document Number	0000006225
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	478 CHESTNUT ST NUTLEY NJ 071102110, NUTLEY, NJ 07110-2110

Mortgage

Document Number	0000006225
Date	Jan 23, 2018
Instrument	6225

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 22, 2038

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$587,500 (-) Land $239,700 Building $347,800	$587,500 (-) Land $239,700 Building $347,800
2025	$15,857.00 (+2.55%)	$587,500 (+3.76%) Land $239,700 Building $347,800	$587,500 (+3.76%) Land $239,700 Building $347,800
2024	$15,463.00 (+14.18%)
2023		$566,200 Land $239,700 Building $326,500	$566,200 Land $239,700 Building $326,500
2022	$13,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1984–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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