4869 Thomas Spring Rd, Bridgewater, VA 22812 Property Records

Rockingham County property record for 4869 Thomas Spring Rd, Bridgewater, VA 22812

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,045 sqft · built 1981
Lot Size0.736 acres (32,060 sqft)
Owner2 Individual Names on Record
Tax Bill$1,152 (2026)
Deeds & MortgagesMar 2024 Line of Credit
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN122-(A)-L15

Property Details

APN / Parcel Number

Primary APN122-(A)-L15
Alternative APNs
  • R33787
  • 33787

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,045 sqft Living Area
Gross Area1,084 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialMetal
Lot Area32,060 sqft (0.736 acres)
DrivewayGravel Driveway
Shed1 Shed
Shed Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCistern

Location & Zoning

Account NumberR33787
Street Address4869 THOMAS SPRING RD
CityBRIDGEWATER
StateVA
Zip22812-3321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal DescriptionMONTEZUMA
Legal SubdivisionMONTEZUMA
JurisdictionROCKINGHAM VA
Township / Civil DivisionASHBY
Census Block Group2
Census Block2055
Census Tract11200

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4869 THOMAS SPRING RD, BRIDGEWATER, VA 22812-3321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2024Deed of Trust, Mortgage · Line of Credit
DUPONT COMMUNITY CU
Apr 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
VBS MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property Address4869 THOMAS SPRING RD, BRIDGEWATER, VA 22812-3321
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number005784/234
DateMar 18, 2024
Book Page5784/234
Instrument2024-05451
Lender
NameDUPONT COMMUNITY CU
TypeCredit Union
AddressWAYNESBORO, VA 22980
Agreement
TypeLine of Credit
AmountAmount Recorded
Term420 Months
DueMar 12, 2059
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property Address4869 THOMAS SPRING RD, BRIDGEWATER, VA 22812-3321
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4986/560
DateApr 5, 2018
Book Page4986/560
Instrument2018-00009148
Lender
NameVBS MORTGAGE LLC
TypeMortgage Company
AddressHARRISONBURG, VA 22801
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockingham County
Unified School DistrictRockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,152.00$174,600 Land $58,500 Building $116,100$174,600 Land $58,500 Building $116,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims6 (1985–1996)
Claims Outside the SFHA1 of 6
Most Recent ClaimSep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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