4865 Thomas Spring Rd, Bridgewater, VA 22812 Property Records

Rockingham County property record for 4865 Thomas Spring Rd, Bridgewater, VA 22812

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 747 sqft · built 1964
Lot Size0.475 acres (20,691 sqft)
OwnerIndividual Name on Record
Tax Bill$1,013 (2026)
Deeds & MortgagesJul 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN122-(A)-L14

Property Details

APN / Parcel Number

Primary APN122-(A)-L14
Alternative APNs
  • R7480
  • 7480

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area747 sqft Living Area
Gross Area859 sqft
Basement Area747 sqft
Unfinished Basement747 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialStone
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,691 sqft (0.475 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account NumberR7480
Street Address4865 THOMAS SPRING RD
CityBRIDGEWATER
StateVA
Zip22812-3321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal DescriptionMONTEZUMA
Legal SubdivisionMONTEZUMA
JurisdictionROCKINGHAM VA
Township / Civil DivisionASHBY
Census Block Group2
Census Block2055
Census Tract11200

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4865 THOMAS SPRING RD, BRIDGEWATER, VA 22812-3321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Recording DateJul 20, 2026
Property Address4865 THOMAS SPRING RD, BRIDGEWATER, VA 22812-3321
Document Number0000015647
Book / Page6074 / 467
Instrument DateJul 15, 2026
Instrument202615647
Transaction TypeMortgage
Record UpdatedJul 29, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4865 THOMAS SPRING RD, BRIDGEWATER, VA 22812-3321

Mortgage

Document Number0000015647,
DateJul 20, 2026
Book Page6074/467
Instrument202615647
Lender
NamePENDLETON COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.47%
Max Rate-1%

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockingham County
Unified School DistrictRockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,013.00$153,500 Land $62,500 Building $91,000$153,500 Land $62,500 Building $91,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims6 (1985–1996)
Claims Outside the SFHA1 of 6
Most Recent ClaimSep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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