48677 Penrose Ln, Macomb, MI 48044 Property Records

Macomb County property record for 48677 Penrose Ln, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,892 sqft · built 1996
Lot Size0.273 acres (11,892 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (May 2018)
Tax Bill$5,300 (2025)
Deeds & MortgagesMar 2020 Line of Credit
May 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-29-130-015

Property Details

APN / Parcel Number

Primary APN20-08-29-130-015
Alternative APN
  • 0829130015

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,892 sqft Living Area
1st Floor Area1,844 sqft
Basement Area1,844 sqft
Unfinished Basement1,823 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialBrick
Lot Area11,892 sqft (0.273 acres)
Lot Dimensions170 ft deep x 70 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address48677 PENROSE LN
CityMACOMB
StateMI
Zip48044-5551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBRENTWOOD FARMS SUB #4 LOT 282 LIBER: 104 PAGES: 47-53
Legal SubdivisionBRENTWOOD FARMS SUB
Legal Lot Number282
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2001
Census Tract224400

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address48677 PENROSE LN, MACOMB, MI 48044-5551
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2020Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND
May 14, 2018Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2018 · Amount on Record
Deed SaleMay 14, 2018 · Amount on Record
Prior SaleMar 31, 2000 · Amount on Record
Deed Document Number20188056348
Deed Book / Page25362 / 672
Prior Transfer DateJul 24, 2012
Prior Transfer Doc0000104134
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address48677 PENROSE LN, MACOMB, MI 48044-5551
Document Number0000045358
Instrument DateMar 31, 2020
Transaction TypeMortgage
Record UpdatedMay 14, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address48677 PENROSE LN MACOMB MI 480445551, MACOMB, MI 48044-5551

Mortgage

Document Number0000045358
DateApr 9, 2020
Book Page026634/000799
Instrument45358
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 8, 2050
Interest
Rate TypeAdjustable Rate

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateMay 14, 2018
Property Address48677 PENROSE LN, MACOMB, MI 48044-5551
Document Number0000056348
Book / Page25362 / 672
Map ReferenceLB 104 PG 47
Instrument DateMay 10, 2018
Instrument8056348
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,666.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address48677 PENROSE LN, MACOMB, MI 48044-5551

Mortgage

Document Number0000056349
DateMay 14, 2018
Instrument8056349
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$212,400 (+16.51%)$424,800 (+16.51%)
2025$5,300.00 (+13.13%)
2023$182,300$364,600
2022$4,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile, Verizon.

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