48599 Penrose Ln, Macomb, MI 48044 Property Records

Macomb County property record for 48599 Penrose Ln, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,974 sqft · built 1996
Lot Size	0.273 acres (11,892 sqft)
Owner	Individual Name on File
Tax Bill	$4,341 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-08-29-130-017`

Property Details

APN / Parcel Number

Primary APN	`20-08-29-130-017`
Alternative APN	`0829130017`

Interior

Full Baths	2.5 Baths
Half Baths	3 Half Baths
Stories	1 Story
Building Area	1,974 sqft Living Area
1st Floor Area	1,944 sqft
Basement Area	1,944 sqft
Unfinished Basement	1,944 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	11,892 sqft (0.273 acres)
Lot Dimensions	170 ft deep x 70 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	48599 PENROSE LN
City	MACOMB
State	MI
Zip	48044-5551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BRENTWOOD FARMS SUB #4 LOT 280 LIBER: 104 PAGES: 47-53
Legal Subdivision	BRENTWOOD FARMS SUB
Legal Lot Number	280
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2001
Census Tract	224400

Owner

48599 Penrose Ln is owned and occupied by an individual who acquired it in October 2020.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	48599 PENROSE LN, MACOMB, MI 48044-5551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2018	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Oct 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 9, 2020
Transfer Doc	0000127167
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	48599 PENROSE LN, MACOMB, MI 48044-5551
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000119701
Date	Oct 29, 2018
Book Page	25654/686
Instrument	8119701

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 21, 2020
Property Address	48599 PENROSE LN, MACOMB, MI 48044-5551
Document Number	0000127167
Book / Page	027084 / 000721
Instrument Date	Oct 9, 2020
Instrument	127167
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	48599 PENROSE LN MACOMB MI 480445551, MACOMB, MI 48044-5551

Tax Assessment & Valuation

The 2025 property tax bill for 48599 Penrose Ln was $4,341 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,000	$450,000
2025	$4,341.00
2023		$193,500	$387,000
2022	$3,837.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48599 Penrose Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 48599 Penrose Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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