48658 Garfield Rd, Oberlin, OH 44074 Property Records

Lorain County property record for 48658 Garfield Rd, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,912 sqft · built 1993
Lot Size	5.09 acres (221,720 sqft)
Owner	Individual Name on File
Tax Bill	$4,144 (2025)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-15-015-000-005`

Property Details

APN / Parcel Number

Primary APN	`08-15-015-000-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,912 sqft Living Area
1st Floor Area	1,194 sqft
2nd Floor Area	1,194 sqft
Attic Area	1,080 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	221,720 sqft (5.09 acres)
Garage Type	Attached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	38 sqft
Deck Area	50 sqft
Patio Area	38 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	48658 GARFIELD RD
City	OBERLIN
State	OH
Zip	44074-9322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	37-08-008D -013-02
Legal Tract	15
Legal Lot Number	15
Jurisdiction	LORAIN OH
Township / Civil Division	HENRIETTA
Census Block Group	2
Census Block	2008
Census Tract	92100

Owner

Source: Lorain County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	48658 GARFIELD RD, OBERLIN, OH 44074-9322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Transfer on Death Deed, Transfer
Oct 24, 2025	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 24, 2025
Transfer Doc	0000072723
Record Updated	Jun 8, 2026

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 24, 2025
Property Address	48658 GARFIELD RD, OBERLIN, OH 44074-9322
Document Number	0000072724
Instrument Date	Oct 24, 2025
Instrument	2025-0072724
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Oct 24, 2025
Property Address	48658 GARFIELD RD, OBERLIN, OH 44074-9322
Document Number	0000072723
Instrument Date	Oct 15, 2025
Instrument	2025-0072723
Transaction Type	Transfer
Record Updated	Nov 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	48658 GARFIELD RD, OBERLIN, OH 44074-9322

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Henrietta Township
Unified School District	Firelands Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,144.00	$97,650 (+%) Land $20,680 Building $76,970	$278,990 (-) Land $59,090 Building $219,900
2024	$4,144.00 (-4.34%)	$97,647 (+9.64%) Land $20,682 Building $76,965	$278,990 (+9.64%) Land $59,090 Building $219,900
2023	$4,332.00 (+3.59%)	$89,058 (+0.01%) Land $25,834 Building $63,224	$254,450 (-) Land $73,810 Building $180,640
2022	$4,182.00	$89,050 Land $25,830 Building $63,220
2021			$254,450 Land $73,810 Building $180,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	10 (2008–2023)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Holdings Cable	1,000 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

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