Lorain County property record for 48604 Garfield Rd, Oberlin, OH 44074
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,635 sqft · built 1996 |
| Lot Size | 5.17 acres (225,205 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,261 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-15-015-000-010 |
| Primary APN | 08-15-015-000-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,635 sqft Living Area |
| 1st Floor Area | 1,338 sqft |
| 2nd Floor Area | 1,297 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 225,205 sqft (5.17 acres) |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 360 sqft |
| Patio Area | 64 sqft |
| Canopy | 840 sqft |
| Pole Barn | 1,800 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 48604 GARFIELD RD |
|---|---|
| City | OBERLIN |
| State | OH |
| Zip | 44074-9322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 37-08-008D -013-04 |
| Legal Subdivision | HENRIETTA 15 |
| Legal Tract | 15 |
| Legal Lot Number | 15 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | HENRIETTA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 92100 |
Source: Lorain County records · APN 08-15-015-000-010
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48604 GARFIELD RD, OBERLIN, OH 44074-9322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Henrietta Township |
| Unified School District | Firelands Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,261.00 | $123,680 (-) Land $24,710 Building $98,970 | $353,370 (-) Land $70,590 Building $282,780 |
| 2024 | $5,261.00 (-4.86%) | $123,680 (+8.77%) Land $24,707 Building $98,973 | $353,370 (+8.77%) Land $70,590 Building $282,780 |
| 2023 | $5,530.00 (+3.58%) | $113,712 (-0.01%) Land $25,617 Building $88,095 | $324,890 (-) Land $73,190 Building $251,700 |
| 2022 | $5,339.00 | $113,720 Land $25,620 Building $88,100 | |
| 2021 | $324,890 Land $73,190 Building $251,700 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930921002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 10 (2008–2023) |
| Claims Outside the SFHA | 9 of 10 |
| Most Recent Claim | Aug 2023 · river or lake flooding |
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 15 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Holdings Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile USA.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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