Shelby County property record for 4865 Roane Rd, Memphis, TN 38117
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 8,420 sqft · built 2004 |
| Lot Size | 0.67 acres (29,198 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,600,000 (Mar 2025) |
| Tax Bill | $10,584 (2025) |
| Deeds & Mortgages | Mar 2025 Mortgage Apr 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-6014-0-0006 |
| Primary APN | 05-6014-0-0006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 8,420 sqft Living Area |
| Gross Area | 9,320 sqft |
| 1st Floor Area | 4,142 sqft |
| Utility Area | 56 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Lot Area | 29,198 sqft (0.67 acres) |
| Lot Dimensions | 229 ft deep x 120 ft wide |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 648 sqft |
| Porch | Open Porch |
| Porch Area | 703 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Street Address | 4865 ROANE RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38117-3303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | S S ROANE ROAD |
| Legal Subdivision | SHADY GROVE ROAD SUBDV |
| Legal Lot Number | 130 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 8500 |
4865 Roane Rd is owned and occupied by two individuals who bought it in March 2025.
Source: Shelby County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4865 ROANE RD, MEMPHIS, TN 38117-3303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Apr 10, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE INVESTORS GROUP |
| Apr 7, 2026 | Deed of Trust, Mortgage · Line of Credit MORTGAGE INVESTORS GROUP |
| Mar 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2025 · Amount on File |
| Deed Sale | Mar 10, 2025 · Amount on File |
| Prior Sale | Jun 9, 2004 · Amount on File |
| Deed Document Number | 202518743 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4865 ROANE RD, MEMPHIS, TN 38117-3303 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3954 MINDEN RD, MEMPHIS, TN 38111-7721 |
| Document Number | 0025019800 |
|---|---|
| Date | Mar 12, 2025 |
| Instrument | 25019800 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 10, 2026 |
| Property Address | 4865 ROANE RD, MEMPHIS, TN 38117-3303 |
| Document Number | 0000027524 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202627524 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4865 ROANE RD, MEMPHIS, TN 38117-3303 |
| Document Number | 0000027524, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 202627524 |
| Name | MORTGAGE INVESTORS GROUP |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 7, 2026 |
| Property Address | 4865 ROANE RD, MEMPHIS, TN 38117-3303 |
| Document Number | 0000026370 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202626370 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4865 ROANE RD, MEMPHIS, TN 38117-3303 |
| Document Number | 0000026370, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 202626370 |
| Name | MORTGAGE INVESTORS GROUP |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Mar 10, 2025 |
| Property Address | 4865 ROANE RD, MEMPHIS, TN 38117-3303 |
| Document Number | 0025018743 |
| Map Reference | MB 11 PG 52 |
| Instrument Date | Mar 6, 2025 |
| Instrument | 25018743 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,920.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4865 ROANE RD, MEMPHIS, TN 38117-3303 |
| Document Number | 0025018744 |
|---|---|
| Date | Mar 10, 2025 |
| Instrument | 25018744 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Number | 0025018751 |
|---|---|
| Date | Mar 10, 2025 |
| Instrument | 25018751 |
| Name | COMMERCIAL BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4865 Roane Rd was $10,584, up 9% from the year before.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,584.00 (+9.02%) | $393,475 Land $61,125 Building $332,350 | $1,573,900 Land $244,500 Building $1,329,400 |
| 2024 | $9,708.00 | ||
| 2023 | $286,400 Land $44,650 Building $241,750 | ||
| 2022 | $17,446.00 | ||
| 2021 | $1,145,600 Land $178,600 Building $967,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4865 Roane Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (2003–2012) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4865 Roane Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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