Shelby County property record for 4855 Roane Rd, Memphis, TN 38117
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,988 sqft · built 1955 |
| Lot Size | 0.822 acres (35,799 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $3,759 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jul 2022 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-6014-0-0005 |
| Primary APN | 05-6014-0-0005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,988 sqft Living Area |
| 1st Floor Area | 2,388 sqft |
| Utility Area | 120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 35,799 sqft (0.822 acres) |
| Lot Dimensions | 282 ft deep x 114 ft wide |
| Garage Type | Carport |
| Garage Area | 448 sqft |
| Carport | Carport |
| Carport Area | 448 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool Type |
|---|---|
| Pool Area | 576 sqft |
| Porch | Open Porch |
| Porch Area | 132 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 4855 ROANE RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38117-3303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | S S ROANE ROAD |
| Legal Subdivision | SHADY GROVE ROAD |
| Legal Lot Number | 131 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 8500 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 4855 ROANE RD, MEMPHIS, TN 38117-3303 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Oct 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Jul 6, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 30, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK |
| Jan 25, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 25, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 14, 2018 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Feb 1, 2018 | Deed of Trust, Mortgage · Conventional Mortgage ERATES MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 27, 2009 |
| Transfer Doc | 0000144333 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4855 ROANE RD, MEMPHIS, TN 38117-3303 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0021125346 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 21125346 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4855 ROANE RD, MEMPHIS, TN 38117-3303 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4855 ROANE RD, MEMPHIS, TN 38117-3303 |
| Document Number | 0022074511 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 22074511 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4855 ROANE RD, MEMPHIS, TN 38117-3303 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0023101091 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 23101091 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38117 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 17, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4855 ROANE RD, MEMPHIS, TN 38117-3303 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0021008822 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 21008822 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37214 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4855 ROANE RD, MEMPHIS, TN 38117-3303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000008822 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 21008822 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37214 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4855 ROANE RD, MEMPHIS, TN 38117-3303 |
| Document Number | 0000097082 |
| Instrument Date | Sep 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4855 ROANE RD MEMPHIS TN 381173303, MEMPHIS, TN 38117-3303 |
| Document Number | 0000097082 |
|---|---|
| Date | Sep 24, 2018 |
| Instrument | 97082 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4855 ROANE RD, MEMPHIS, TN 38117-3303 |
| Document Number | 0000014390 |
| Instrument Date | Feb 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Title Company | AMERICAN PREMIER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4855 ROANE RD MEMPHIS TN 381173303, MEMPHIS, TN 38117-3303 |
| Document Number | 0000014390 |
|---|---|
| Date | Feb 14, 2018 |
| Instrument | 14390 |
| Name | ERATES MTG |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 13, 2033 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,759.00 (-44.11%) | $139,750 (+26.56%) Land $74,925 Building $64,825 | $559,000 (+26.56%) Land $299,700 Building $259,300 |
| 2023 | $110,425 Land $54,750 Building $55,675 | ||
| 2022 | $6,726.00 | ||
| 2021 | $441,700 Land $219,000 Building $222,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 5 (2003–2012) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Sep 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 51% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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