4864 Willowbrook Dr, Sacramento, CA 95842 Property Records

Sacramento County property record for 4864 Willowbrook Dr, Sacramento, CA 95842

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,537 sqft · built 1972
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Sep 1997)
Tax Bill	$1,997 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`220-0364-003-0000`

Property Details

APN / Parcel Number

Primary APN	`220-0364-003-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,537 sqft Living Area
1st Floor Area	755 sqft
2nd Floor Area	782 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Pool Area	9,900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4864 WILLOWBROOK DR
City	SACRAMENTO
State	CA
Zip	95842-2936
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	HILLSDALE 20, LOT 315
Legal Subdivision	HILLSDALE 20
Legal Lot Number	315
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2014
Census Tract	7416

Owner

4864 Willowbrook Dr is owned and occupied by two individuals who bought it in September 1997.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 214891, SACRAMENTO, CA 95821-0891
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 26, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 1997 · Amount on File
Deed Sale	Sep 2, 1997 · Amount on File
Prior Sale	Aug 8, 1995 · Amount on File
Deed Book / Page	970902 / 140
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4864 WILLOWBROOK DR, SACRAMENTO, CA 95842-2936
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4864 WILLOWBROOK DR, SACRAMENTO, CA 95842-2936

Mortgage

Document Number	0000001098
Date	Jul 23, 2021
Instrument	202107231098

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4864 WILLOWBROOK DR, SACRAMENTO, CA 95842-2936
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4864 WILLOWBROOK DR, SACRAMENTO, CA 95842-2936

Mortgage

Document Number	7230000001098
Date	Jul 23, 2021
Book Page	20210723/1098

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4864 WILLOWBROOK DR, SACRAMENTO, CA 95842-2936
Document Number	2006180327
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4864 WILLOWBROOK DR SACRAMENTO CA 958422936, SACRAMENTO, CA 95842-2936

Mortgage

Document Number	2006180327
Date	Jun 18, 2020
Instrument	2006180327

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4864 WILLOWBROOK DR, SACRAMENTO, CA 95842-2936
Document Number	1804030144
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018
Title Company	BNT TITLE COMPANY/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4864 WILLOWBROOK DR SACRAMENTO CA 958422936, SACRAMENTO, CA 95842-2936

Mortgage

Document Number	1804030144
Date	Apr 3, 2018
Instrument	1804030144

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4864 Willowbrook Dr was $1,997 with a homeowner's exemption, up 5.2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Twin Rivers Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$178,962 (+2%) Land $48,841 Building $130,121
2025	$1,997.00 (+5.16%) Homeowner's exemption	$175,454 Land $47,884 Building $127,570
2024	$1,899.00 (-0.63%)
2023	$1,911.00 (+6.34%) Homeowner's exemption	$168,643 Land $46,026 Building $122,617
2022	$1,797.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4864 Willowbrook Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1988–2016)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Dec 2016 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4864 Willowbrook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net, Verizon.

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