4864 S Summit Ct, Gilbert, AZ 85298 Property Records

Maricopa County property record for 4864 S Summit Ct, Gilbert, AZ 85298 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,278 sqft · built 2005
Lot Size	0.237 acres (10,338 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Sep 2020)
Tax Bill	$2,215 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-72-429`

Property Details

APN / Parcel Number

Primary APN	`304-72-429`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,278 sqft Living Area
1st Floor Area	1,164 sqft
2nd Floor Area	1,114 sqft

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	10,338 sqft (0.237 acres)
Parking Spaces	2 Parking Spaces
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4864 S SUMMIT CT
City	GILBERT
State	AZ
Zip	85298-6890
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VISTA DORADA 2 MCR 666-39
Legal Range	06E
Legal Township	02S
Legal Section	17
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	VISTA DORADA 2
Legal Lot Number	126
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1001
Census Tract	815902

Owner

Source: Maricopa County records · APN 304-72-429

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4864 S SUMMIT CT, GILBERT, AZ 85298-6890
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 04, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2020 · Amount on Record
Deed Sale	Sep 04, 2020 · Amount on Record
Prior Sale	May 26, 2015 · Amount on Record
Deed Document Number	20200827180
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4864 S SUMMIT CT, GILBERT, AZ 85298-6890
Transaction Type	Mortgage
Record Updated	Sep 01, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4864 S SUMMIT CT, GILBERT, AZ 85298-6890

Mortgage

Document Number	0000662467
Date	Aug 23, 2022
Instrument	20220662467

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4864 S SUMMIT CT, GILBERT, AZ 85298-6890
Transaction Type	Mortgage
Record Updated	Dec 27, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4864 S SUMMIT CT, GILBERT, AZ 85298-6890

Mortgage

Document Number	0001342956
Date	Dec 20, 2021
Instrument	20211342956

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 04, 2020
Property Address	4864 S SUMMIT CT, GILBERT, AZ 85298-6890
Document Number	0000827180
Map Reference	MB 666 PG 39
Instrument Date	Sep 01, 2020
Instrument	20200827180
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4864 S SUMMIT CT, 4864, GILBERT, AZ 85298-6890

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4864 S SUMMIT CT, GILBERT, AZ 85298-6890

Mortgage

Document Number	0000827181
Date	Sep 04, 2020
Instrument	20200827181

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,810 (+0.28%)	$508,100 (+0.28%) Land $101,600 Building $406,500
2025	$2,215.00 (+3.46%)
2024		$50,670	$506,700 Land $101,300 Building $405,400
2023	$2,141.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138159021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 335 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Lumen Technologies	DSL	140 / 20
AirFiber WISP	Fixed Wireless (unlicensed)	100 / 25
Wi-Fiber	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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