4857 S Summit Ct, Gilbert, AZ 85298 Property Records

Maricopa County property record for 4857 S Summit Ct, Gilbert, AZ 85298

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,063 sqft · built 2005
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Jun 2022)
Tax Bill	$2,231 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jun 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-72-423`

Property Details

APN / Parcel Number

Primary APN	`304-72-423`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,063 sqft Living Area
1st Floor Area	2,063 sqft

Exterior

Year Built	Built 2005
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,800 sqft (0.179 acres)
Parking Spaces	2 Parking Spaces
Pool Area	340 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4857 S SUMMIT CT
City	GILBERT
State	AZ
Zip	85298-6890
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	VISTA DORADA 2 MCR 666-39
Legal Range	06E
Legal Township	02S
Legal Section	17
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	VISTA DORADA 2
Legal Lot Number	120
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1001
Census Tract	815902

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4857 S SUMMIT CT, GILBERT, AZ 85298-6890
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jun 15, 2022	Warranty Deed, Transfer · Conventional Mortgage V I P MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2022 · Amount on Record
Deed Sale	Jun 15, 2022 · Amount on Record
Prior Sale	Apr 13, 2006 · Amount on Record
Deed Document Number	20220503564
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4857 S SUMMIT CT, GILBERT, AZ 85298-6890
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4857 S SUMMIT CT, GILBERT, AZ 85298-6890

Mortgage

Document Number	0000224011
Date	May 1, 2023
Instrument	20230224011

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 15, 2022
Property Address	4857 S SUMMIT CT, GILBERT, AZ 85298-6890
Document Number	0000503564
Map Reference	MB 666 PG 39
Instrument Date	Jun 13, 2022
Instrument	20220503564
Transaction Type	Transfer
Record Updated	Jun 22, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1968 S COAST HWY # HWY1763, 1968, LAGUNA BEACH, CA 92651-3681

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4857 S SUMMIT CT, GILBERT, AZ 85298-6890

Mortgage

Document Number	0000503565
Date	Jun 15, 2022
Instrument	20220503565

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,050 (+0.04%)	$510,500 (+0.04%) Land $102,100 Building $408,400
2025	$2,231.00 (+3.48%)
2024		$51,030	$510,300 Land $102,000 Building $408,300
2023	$2,156.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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