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4864 Meadow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4864 Meadow Dr, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2017
Square Footage1,965 sqft Living Area
Lot Size13,982 sqft (0.321 acres)
OccupancyOwner Occupied
Last Sale$405,000 (2023)
Tax Bill$5,771.00 (2025)

Property Details

APN / Parcel Number

Primary APN31-26-31-5130-00GG-0030
Alternative APNs
  • 263131513000GG0030
  • 98929

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,965 sqft Living Area
Gross Area2,665 sqft Gross Area
1st Floor1,965 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,982 sqft (0.321 acres)
Depth X Width140 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Porch Area238 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4864 MEADOW DR
CitySAINT CLOUD
StateFL
Zip34772-7580
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR VILLAGE PB 1 PG 395 BLK GG LOT 3
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionST CLOUD MANOR VLG
Legal Tract5130
Legal BlockGG
Legal Lot Number3
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1067
Census Tract43304

Owner

Source: Osceola County records · APN 31-26-31-5130-00GG-0030

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4864 MEADOW DR, SAINT CLOUD, FL 34772-7580
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 06, 2026Deed of Trust, Mortgage · Line of Credit
PENTAGON FEDERAL CREDIT UNION
Jun 09, 2023Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 05, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
THE MORTGAGE FIRM INC
Oct 02, 2017Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Feb 28, 2017Warranty Deed, Transfer
STEWART TITLE
Feb 14, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 09, 2023 · Amount on Record
Deed SaleJun 09, 2023 · Amount on Record
Prior SaleOct 05, 2021 · Amount on Record
Deed Doc Number202374940
Deed Book / Page6422 / 1381
Prior Transfer DateApr 13, 2021
Prior Transfer Doc0000055346
Record RefreshedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateAug 06, 2026
Property Address4864 MEADOW DR, SAINT CLOUD, FL 34772-7580
Document Number0000102874
Book / Page7016 / 400
Instrument DateJul 06, 2026
Instrument2026102874
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4864 MEADOW DR, SAINT CLOUD, FL 34772-7580

Mortgage

Document Number0000102874,
DateAug 06, 2026
Book Page7016/400
Instrument2026102874
Lender
NamePENTAGON FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 21, 2056
Interest
Rate TypeAdjustable Rate
Rate7%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 09, 2023
Property Address4864 MEADOW DR, SAINT CLOUD, FL 34772-7580
Document Number0064221381
Book / Page6422 / 1381
Map ReferenceMB 1 PG 395
Instrument DateJun 07, 2023
Instrument2023074940
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,835.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4864 MEADOW DR, SAINT CLOUD, FL 34772-7580

Transferred To (Grantee/Buyer)

NameVerified Name
Address4864 MEADOW DR, SAINT CLOUD, FL 34772-7580

Mortgage

Document Number0064221383
DateJun 09, 2023
Instrument6422/1383
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 05, 2021
Property Address4864 MEADOW DR, SAINT CLOUD, FL 34772-7580
Document Number0060581158
Book / Page6058 / 1158
Map ReferenceMB 1 PG 395
Instrument DateOct 01, 2021
Instrument2021154213
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4864 MEADOW DR, SAINT CLOUD, FL 34772-7580

Transferred To (Grantee/Buyer)

NameVerified Name
Address4864 MEADOW DR, SAINT CLOUD, FL 34772-7580
InvestorPossibly a Property Investor

Mortgage

Document Number0060581160
DateOct 05, 2021
Instrument6058/1160
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term351 Months
DueJan 01, 2051

October 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 02, 2017
Property Address4864 MEADOW DR, SAINT CLOUD, FL 34772-7580
Document Number0052160693
Book / Page5216 / 0693
Map ReferenceMB1 PG395
Instrument DateSep 28, 2017
Instrument2017139671
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,799.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1136 NEW YORK AVE, 1136, SAINT CLOUD, FL 34769-3782

Transferred To (Grantee/Buyer)

NameVerified Name
Address4864 MEADOW DR, SAINT CLOUD, FL 34772-7580

Mortgage

Document Number0052160694
DateOct 02, 2017
Instrument5216/0694
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2047

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 28, 2017
Property Address4864 MEADOW DR, SAINT CLOUD, FL 34772-7580
Document Number0051090746
Book / Page005109 / 000746
Instrument DateFeb 28, 2017
Instrument32299
Transaction TypeTransfer
Record UpdatedApr 10, 2017
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$245.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1136 NEW YORK AVE ST CLOUD FL 347693782, ST CLOUD, FL 34769-3782

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateFeb 14, 2017
Property Address4864 MEADOW DR, SAINT CLOUD, FL 34772-7580
Document Number0051021524
Book / Page005102 / 001524
Instrument DateJul 07, 2015
Instrument25196
Transaction TypeTransfer
Record UpdatedMar 17, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address1480 PINE MARSH LOOP ST CLOUD FL 347717400, ST CLOUD, FL 34771-7400

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,771.00 (+52.67%) Homeowner's exemption$406,000 (+52.44%) Land $60,000 Building $346,000$406,000 (+6.23%) Land $60,000 Building $346,000
2023$3,780.00 (+4.16%) Homeowner's exemption$266,332 (+3%)$382,200 (+21.95%) Land $45,000 Building $337,200
2022$3,629.00 Homeowner's exemption$258,575$313,400 Land $40,000 Building $273,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 66% of the US · above 43% of Florida
Wildfire LikelihoodAbout 1 in 356 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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