4863 E Lake Rd, Burt, NY 14028 Property Records

Niagara County and Wilson Town property record for 4863 E Lake Rd, Burt, NY 14028

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,876 sqft · built 1960
Lot Size	1.35 acres (58,806 sqft)
Owner	Individual on Record
Tax Bill	$7,689 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit May 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`294289 13.11-1-21`

Property Details

APN / Parcel Number

Primary APN	`294289 13.11-1-21`
Alternative APNs	`42890130110001021000` `294289 13.11-1-21.1`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,876 sqft Living Area
1st Floor Area	1,876 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	58,806 sqft (1.35 acres)
Lot Dimensions	901 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,236 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	294289 13.11-1-21
Street Address	4863 E LAKE RD
City	BURT
State	NY
Zip	14028-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRR 150
Legal Subdivision	HOLLAND LAND PURCHASE
Legal Block	1
Legal Lot Number	21.001
Jurisdiction	NIAGARA NY
Township / Civil Division	WILSON
Census Block Group	1
Census Block	1001
Census Tract	24302

Owner

Source: Niagara County and Wilson Town assessment roll, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	4863 E LAKE RD, BURT, NY 14028-9760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit ONTARIO SHORES FCU
May 30, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4863 E LAKE RD, BURT, NY 14028-9760
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4863 E LAKE RD, BURT, NY 14028-9760

Mortgage

Document Number	0000000966
Date	Jul 24, 2023
Instrument	2023-10966

Lender

Name	ONTARIO SHORES FCU
Type	Credit Union
Address	NEWFANE, NY 14108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	96 Months
Due	Jul 23, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	May 30, 2024
Property Address	4863 E LAKE RD, BURT, NY 14028-9760
Document Number	0000007728
Instrument Date	May 3, 2024
Instrument	2024-07728
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4863 EAST LAKE ROAD, WILSON, NY 14172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2187 LOCKPORT OLCOTT RD, BURT, NY 14028-9788

Tax Assessment & Valuation

Source: Niagara County and Wilson Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Wilson Town
Unified School District	Wilson Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,689.00	$167,100 (-2.57%) Land $52,400 Building $114,700	$371,300 (+16.91%) Land $116,434 Building $254,866
2023		$171,500 Land $56,800 Building $114,700	$317,600 Land $105,188 Building $212,412

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILSON TOWN WATER DISTRICT serves 5,993 people · EPA ID NY3100587
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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