4855 E Lake Rd, Burt, NY 14028 Property Records

Niagara County and Wilson Town property record for 4855 E Lake Rd, Burt, NY 14028

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,728 sqft · built 1980
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,192 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`294289 13.11-1-17.1`

Property Details

APN / Parcel Number

Primary APN	`294289 13.11-1-17.1`
Alternative APN	`42890130110001017001`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,728 sqft Living Area
1st Floor Area	1,296 sqft
Basement Area	432 sqft
Finished Basement	432 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	230 ft deep x 100 ft wide
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4855 E LAKE RD
City	BURT
State	NY
Zip	14028-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	17.001
Jurisdiction	NIAGARA NY
Township / Civil Division	WILSON
Census Block Group	1
Census Block	1002
Census Tract	24302

Owner

Source: Niagara County and Wilson Town records · APN 294289 13.11-1-17.1

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4855 E LAKE RD, BURT, NY 14028-9760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4855 E LAKE RD, BURT, NY 14028-9760
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4855 E LAKE RD, BURT, NY 14028-9760

Mortgage

Document Number	0000004469
Date	Mar 30, 2026
Instrument	2026-04469

Lender

Name	CNB BANK
Type	Bank
Address	WILSON, NY 14172

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Niagara County and Wilson Town records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Wilson Town
Unified School District	Wilson Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,192.00	$93,500 (-) Land $10,900 Building $82,600	$207,800 (+20.05%) Land $24,225 Building $183,575
2023		$93,500 Land $10,900 Building $82,600	$173,100 Land $20,180 Building $152,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · Flooding

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WILSON TOWN WATER DISTRICT serves 5,993 people
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.