4831 Betsy Dr, Franklin, OH 45005 Property Records

Warren County property record for 4831 Betsy Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,804 sqft · built 1957
Lot Size	0.539 acres (23,500 sqft)
Owner	2 Individual Names on File
Last Sale	$255,000 (Nov 2023)
Tax Bill	$3,086 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-27-152-009-0`

Property Details

APN / Parcel Number

Primary APN	`08-27-152-009-0`
Alternative APNs	`0827152009` `827152009` `1425463`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,804 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Block
Lot Area	23,500 sqft (0.539 acres)
Lot Dimensions	235 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	1425463
Old Parcel Number	0827152009
Street Address	4831 BETSY DR
City	FRANKLIN
State	OH
Zip	45005-5048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STERLING HEIGHTS 2 #99
Legal Range	04
Legal Township	03
Legal Section	27
Legal Subdivision	STERLING HEIGHTS 2
Legal Block	152
Legal Lot Number	99
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2018
Census Tract	30700

Owner

4831 Betsy Dr is owned and occupied by two individuals who bought it in November 2023.

Source: Warren County records, as of February 20, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	4831 BETSY DR, FRANKLIN, OH 45005-5048
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Warranty Deed, Transfer · FHA Mortgage GATEWAY FIRST BANK
Apr 6, 2021	Deed of Trust, Mortgage · FHA Mortgage UNION SAVINGS BANK
Feb 28, 2020	Deed of Trust, Mortgage · FHA Mortgage UNION SVGS
Aug 27, 2018	Warranty Deed, Transfer
Feb 10, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 3, 2023 · Amount on File
Deed Sale	Nov 3, 2023 · Amount on File
Prior Sale	Aug 27, 2018 · Amount on File
Deed Document Number	0000023753
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Nov 3, 2023
Property Address	4831 BETSY DR, FRANKLIN, OH 45005-5048
Document Number	0000023753
Map Reference	MB 4 PG 17
Instrument Date	Oct 30, 2023
Instrument	2023-023753
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4831 BETSY DR, FRANKLIN, OH 45005-5048
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023754
Date	Nov 3, 2023
Instrument	2023-023754

Lender

Name	GATEWAY FIRST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	6.62%
Index	Other
Margin	2
Max Rate	6.62%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4831 BETSY DR, FRANKLIN, OH 45005-5048
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021015813
Date	Apr 6, 2021
Instrument	2021-015813

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4831 BETSY DR, FRANKLIN, OH 45005-5048
Document Number	0000008225
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	May 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4831 BETSY DR FRANKLIN OH 450055048, FRANKLIN, OH 45005-5048

Mortgage

Document Number	0000008225
Date	Mar 11, 2020
Instrument	8225

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 27, 2018
Property Address	4831 BETSY DR, FRANKLIN, OH 45005-5048
Document Number	0000024570
Map Reference	PB 4 PG 17
Instrument Date	Aug 14, 2018
Instrument	2018-024570
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount on Record
Tax	$465.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4831 BETSY DR, FRANKLIN, OH 45005-5048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4831 BETSY DR, FRANKLIN, OH 45005-5048
Document Number	0000005247
Instrument Date	Feb 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4831 BETSY DR FRANKLIN OH 450055048, FRANKLIN, OH 45005-5048

Mortgage

Document Number	0000005247
Date	Feb 23, 2018
Instrument	5247

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4831 Betsy Dr was $3,086.

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,086.00	$70,959 Land $16,013 Building $54,946	$202,740 Land $45,750 Building $156,990
2023	$2,813.00 (+2.7%) Homeowner's exemption	$57,505 (-) Land $13,132 Building $44,373
2022	$2,739.00 Homeowner's exemption	$57,505 Land $13,132 Building $44,373	$164,300 (-) Land $37,520 Building $126,780
2021			$164,300 Land $37,520 Building $126,780

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4831 Betsy Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4831 Betsy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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