4862 Raggedy Point Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 4862 Raggedy Point Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,818 sqft · built 1999
Lot Size	0.501 acres (21,823 sqft)
Owner	Individual Name on File
Last Sale	$478,000 (Mar 2022)
Tax Bill	$6,087 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-04-26-013120-000-00`

Property Details

APN / Parcel Number

Primary APN	`33-04-26-013120-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,818 sqft Living Area
Gross Area	2,617 sqft
1st Floor Area	1,818 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,823 sqft (0.501 acres)
Lot Dimensions	168 ft deep x 130 ft wide
Garage Type	Attached
Garage Area	562 sqft
Porch	Finished Screened Porch
Porch Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4862 RAGGEDY POINT RD
City	FLEMING ISLAND
State	FL
Zip	32003-7848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF BLK 2 O.P. ACS AS REC OR 4580 PG 1200
Legal Range	26E
Legal Township	04S
Legal Section	33
Legal Subdivision	O.P. ACS
Legal Block	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1003
Census Tract	30701

Owner

4862 Raggedy Point Rd is owned and occupied by an individual who bought it in March 2022.

Source: Clay County records, as of December 3, 2025

Owner of Record	Individual Name on File
Mailing Address	4862 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2022 · Amount on File
Deed Sale	Mar 7, 2022 · Amount on File
Prior Sale	Aug 2, 2007 · Amount on File
Deed Document Number	202215071
Deed Book / Page	4580 / 1200
Prior Transfer Date	Jan 21, 2009
Prior Transfer Doc	0030780829
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Mar 7, 2022
Property Address	4862 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7848
Document Number	0045801200
Book / Page	4580 / 1200
Map Reference	MB 4 PG 69&70
Instrument Date	Feb 28, 2022
Instrument	2022015071
Transaction Type	Transfer
Record Updated	Mar 25, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,346.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11349 CHAPELGATE LN, 11349, JACKSONVILLE, FL 32223-8762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4862 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7848

Mortgage

Document Number	0045801202
Date	Mar 7, 2022
Instrument	4580/1202

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 4862 Raggedy Point Rd was $6,087 with a homeowner's exemption, up 2.5% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,087.00 (+2.53%) Homeowner's exemption	$439,295 Land $120,000 Building $319,295	$439,295 Land $120,000 Building $319,295
2024	$5,937.00 (-5.72%)
2023	$6,297.00 (+146.84%) Homeowner's exemption	$432,834 (+91.04%) Land $120,000 Building $312,834	$432,834 (+23.09%) Land $120,000 Building $312,834
2022	$2,551.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$226,571	$351,632 Land $80,000 Building $271,632

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4862 Raggedy Point Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 132 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	26 (2005–2020)
Claims Outside the SFHA	10 of 26
Most Recent Claim	Jul 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 21 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4862 Raggedy Point Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20