4858 Raggedy Point Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 4858 Raggedy Point Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,396 sqft · built 2007
Lot Size	0.75 acres (32,670 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (May 2023)
Tax Bill	$7,088 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-04-26-013120-001-01`

Property Details

APN / Parcel Number

Primary APN	`33-04-26-013120-001-01`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,396 sqft Heated Area
Gross Area	4,266 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Area	624 sqft

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	348 sqft
Patio Area	288 sqft
Balcony	Balcony
Balcony Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4858 RAGGEDY POINT RD
City	FLEMING ISLAND
State	FL
Zip	32003-7848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF BLK 2 O.P. ACRES AS RECO R 4721 PG 282
Legal Range	26
Legal Township	04
Legal Section	33
Legal Block	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1003
Census Tract	30701

Owner

4858 Raggedy Point Rd is owned and occupied by an individual who bought it in May 2023.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4858 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2023 · Amount on File
Deed Sale	May 17, 2023 · Amount on File
Deed Document Number	2023024448
Deed Book / Page	4721 / 282
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 17, 2023
Property Address	4858 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7848
Document Number	0047210282
Book / Page	4721 / 282
Map Reference	MB 4 PG 69&70
Instrument Date	Apr 17, 2023
Instrument	2023024448
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	US PATRIOT TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4858 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7848

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4858 RAGGEDY POINT RD, FLEMING ISLAND, FL 32003-7848

Mortgage

Document Number	0004721285
Date	May 17, 2023
Instrument	4721/285

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4858 Raggedy Point Rd was $7,088 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,088.00 Homeowner's exemption	$504,886	$626,544 Land $120,000 Building $506,544
2023	$5,028.00 (+5.41%) Homeowner's exemption	$349,278 (+3%)	$699,737 (+19.37%) Land $120,000 Building $579,737
2022	$4,770.00 Homeowner's exemption	$339,105	$586,197 Land $80,000 Building $506,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4858 Raggedy Point Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 132 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	26 (2005–2020)
Claims Outside the SFHA	10 of 26
Most Recent Claim	Jul 2020 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 21 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4858 Raggedy Point Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20