4861 Three Chopt Rd, Louisa, VA 23093 Property Records

Goochland County property record for 4861 Three Chopt Rd, Louisa, VA 23093

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,026 sqft · built 1955
Lot Size2.57 acres (111,949 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Aug 2021)
Tax Bill$1,418 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN60001000018

Property Details

APN / Parcel Number

Primary APN60001000018
Alternative APNs
  • 6 1 18
  • 6492

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,026 sqft Living Area
Basement Area1,026 sqft
Unfinished Basement1,026 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area111,949 sqft (2.57 acres)
TerrainRolling

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number6492
Street Address4861 THREE CHOPT RD
CityLOUISA
StateVA
Zip23093-2151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1-AG/GEN
Legal DescriptionNW HADENSVL ON 606 2.57AC #21-4300 DB 380 59
JurisdictionGOOCHLAND VA
Township / Civil Division1
Census Block Group1
Census Block1028
Census Tract400500

Owner

Source: Goochland County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4861 THREE CHOPT RD, LOUISA, VA 23093-2151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2021 · Amount on Record
Deed SaleAug 13, 2021 · Amount on Record
Deed Document Number20214300
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGOOCHLAND VA
Recording DateAug 13, 2021
Property Address4861 THREE CHOPT RD, LOUISA, VA 23093-2151
Document Number210004300
Instrument DateJul 23, 2021
Instrument210004300
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyNAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number210004301
DateAug 13, 2021
Instrument210004301
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term193 Months
DueSep 1, 2037
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Goochland County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyGoochland County
Unified School DistrictGoochland County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,418.00 (+5.51%)$267,600 (+5.48%) Land $66,900 Building $200,700$267,600 (+5.48%) Land $66,900 Building $200,700
2025$1,344.00 (+16,7%)$253,700 (+12.91%) Land $61,900 Building $191,800$253,700 (+12.91%) Land $61,900 Building $191,800
2023$224,700 Land $51,000 Building $173,700$224,700 Land $51,000 Building $173,700
2021$8.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber
1,000 / 1,000

May also be available: T-Mobile, Xfinity.

Nearby Properties on Three Chopt Rd

Nearby Streets

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