4851 Three Chopt Rd, Louisa, VA 23093 Property Records

Goochland County property record for 4851 Three Chopt Rd, Louisa, VA 23093

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,619 sqft · built 1910
Lot Size10.7 acres (467,834 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (May 2024)
Tax Bill$2,688 (2026)
Deeds & MortgagesSep 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN60001000019

Property Details

APN / Parcel Number

Primary APN60001000019
Alternative APNs
  • 6 1 19
  • 9662

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,619 sqft Living Area
Basement Area243 sqft
Unfinished Basement243 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1990
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialMetal
Lot Area467,834 sqft (10.7 acres)
TerrainRolling
Garage Area1,064 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchSlab
Deck Area192 sqft
Lean-ToLean-To
StableStable

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number9662
Street Address4851 THREE CHOPT RD
CityLOUISA
StateVA
Zip23093-2151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA1-AG/GEN
Legal DescriptionW HADENSVL ON 250 10.74AC #24-1489 PCA 53 R/S
JurisdictionGOOCHLAND VA
Township / Civil Division1
Census Block Group1
Census Block1028
Census Tract400500

Owner

4851 Three Chopt Rd is owned and occupied by an individual who acquired it in September 2026.

Source: Goochland County records, as of September 22, 2026

Owner of RecordIndividual Name on File
Mailing Address4851 THREE CHOPT RD, LOUISA, VA 23093-2151
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 16, 2024 · Amount on File
Deed SaleMay 16, 2024 · Amount on File
Deed Document Number20241489
Last Transfer DateSep 2, 2026
Transfer Doc0000003417
Record UpdatedOct 29, 2026

September 2026: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionGOOCHLAND VA
Recording DateSep 10, 2026
Property Address4851 THREE CHOPT RD, LOUISA, VA 23093-2151
Document Number0000003417
Instrument DateSep 2, 2026
Instrument20263417
Transaction TypeTransfer
Record UpdatedSep 22, 2026
Title CompanyCENTRAL FLORIDA TITLE COMPANY, CENTRAL TITLE & ESCROW INC

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4851 THREE CHOPT RD, LOUISA, VA 23093-2151

Mortgage

Document Number0000003418,
DateSep 10, 2026
Instrument20263418
Lender
NameNFM LENDING
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Rate6.99%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2026 property tax bill for 4851 Three Chopt Rd was $2,688, up 5% from the year before.

Source: Goochland County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyGoochland County
Unified School DistrictGoochland County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,688.00 (+5%)$507,200 (+4.99%) Land $133,000 Building $374,200$507,200 (+4.99%) Land $133,000 Building $374,200
2025$2,560.00$483,100 Land $123,300 Building $359,800$483,100 Land $123,300 Building $359,800
2023$395,900 Land $115,800 Building $280,100$395,900 Land $115,800 Building $280,100
2021$1,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4851 Three Chopt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4851 Three Chopt Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber
1,000 / 1,000

May also be available: T-Mobile, Xfinity.

Nearby Properties on Three Chopt Rd

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